Loan

For California, do both names on a mortgage refinance loan need to be on the house deed?

I am in the function of refinancing my property with my father. Since both of our names will be in the mortgage loan, do CA laws required him to be on the house exploit or title too? He does not want interest in the property.


This is not acceptable, it is contractual, with the mortgage company.

The mortgage company is not going to lend your father money for property he does not own. He will have to be on the act.


Your founder cannot give lender a security interest in the home when he does not own it.
Consider whether your father is co-owner, co-borrower or at most a guarantor. Discuss this with your lender.

mortgage refinance?

My squelch and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have been not able to sell our mortgage and would refinance


It is spot on that they may not be able to sell your loan.
That isn't your problem.
The servicer is just servicing for whoever owns it today.

You may have an 80% 1st and a 20% 2nd (If you did 100% financing)
It


due get all the information and make a decision based on the total cost of the loan over its full term

Mortgage Information : How to Refinance a First & Second Mortgage

Refinancing a first and support mortgage together is a simple process that is quite almost identical to a first mortgage refinance, but the two loans are ...

mortgage refinance loans - Bookshelf


Three essays on mortgage refinancing
169 pages
Three essays on mortgage refinancing

Our probe of the difference between mortgage applications and ... fallout rates from reference to origination between purchase and refinance loans, ...

An insider's guide to refinancing your mortgage, money-saving secrets you need to know
212 pages
An insider's guide to refinancing your mortgage, money-saving secrets you need to know

sonable payment for a mortgage. But refinancing takes much more analysis ... Lenders can endeavour to make any refinance loan more attractive than it really is . ...

Studies of labor market intermediation
447 pages
Studies of labor market intermediation

For illustration, for mortgage refinance loans by federally regulated banks and thrifts lending casing their CRA assessment areas, the probability of a ...