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Pay PMI or second mortgage loan?

Feb 04, 2009 by Rick | Posted in Renting & Real Estate

We're refinancing and our accommodation value has dropped causing us to pay $105/month in PMI, but we're still saving $100/month with the humble interest rate. Our LTV is at 83.4% and once 80% LTV is reached we'll have no more PMI.

How can I get a lower interest % on my mortgage, when I've never been late on my pmts., but have a 'low' fico?

Dec 02, 2008 by Karin H | Posted in Renting & Real Estate

This is a second mortgage I took through my Merit Union. I'm working on raising my credit score, but that takes time. In the meantime I've gone without other necessities, so that I wouldn't be up to the minute on my payments. If my monthly payments were

If you have been in the where one lives stress for 6 years, you may have enough equity to refinance.

Also, do some research about the "hope for home owner's" program through FHA. If you equip, they can lower your loan balance

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