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Can my wife and I get approved for a mortgage in a community property state if one of us has bad credit?

Nov 17, 2006 by Tim W | Posted in Credit

My trouble has A+ credit and I have very poor credit. In a community property state we both have to provide our credit history to apply for a loan. Are we upright going to have to wait until my credit improves in order to buy a home?

Most favoured you can. You may have to pay a higher interest rate than a couple who both have good credit.

Bob | Nov 17, 2006

Most apposite you can. You may have to pay a higher interest rate than a couple who both have good credit.

Ben Gould | Nov 17, 2006

Could I even dream of a home loan? Terrible Credit but 35% down.?

Aug 30, 2010 by Pat | Posted in Credit

I got wiped out in the explosion of 2008.

I want a cheap rural house that is 35k (yes $35,000) with 10 acres.

I have 35% down (Over $12,500 liquidate)

I make 44K a year and have had the same job for 14 years.

If you pay off the cards and can attain a tally above 620 it may be possible. But complaining about the stock market crash and the bailout will make people very upon to lend you money.

| Aug 30, 2010

Ethically speaking, your credit score may not be as bad as you think. You could have a 600+ score and not even know it. My suggestion is to try your credit union. They are predominantly the most lenient and understanding and if you already have a relationship

melito | Aug 30, 2010

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