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Is there any way to get my name off the mortgage without refinancing or selling?

My ex-placate and I purchased a home together in 04' and divorced in 06'. I moved out and he continued living there, rosy to take on full responsibility for the home and payments.


Ah, the loveliness of a divorce agreement drafted by someone with not much experience.


No, there is not. That does not seem like a good divorce decree.

Is it possible to refinance your 1st mortgage if your combined 1st and 2nd mortgage exceed your home value?

I bought my stamping-ground in the fall of 2005 for $285000 with a 80/20 loan. The 80 is interest only for 5 years and the 20 is arranged. My home was valued over $300000 at the time so after being there 6 months I refinanced the 2nd to included my personal


I call to mind a consider you are SOL. The FHA might have done it if the balance of the 1st was < 97% of the appraised value.

You probably are worried too soon and possibly for no material good reason. The market may come back before


I don't invent you can. I mean someone somewhere may be willing to do it, but if you owe more than your home is worth combined the apprisal will not go through for both. I don't know what to tell you. I'm sorry your in such a finanical pickle though.

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