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Council reviews CDBG entry

22.05.12

ELLSWORTH - The November congress of the Ellsworth City Council Monday started off with a public hearing on submitting an Iowa Covering Fund Community Development Block Grant application for a housing rehabilitation put forth.

The local assistance manager for MIDAS Council of Governments presented message on the project and informed the council that seven preapplications were submitted, but only three of those were eligible. There was a carriage made to proceed with submitting the CDBG application, but it did not pass, and the application will not be submitted.

The consistory will proceed, however, with submission of a Community Development Block Grant application for the overland flooding substitute project. A public hearing on submittal of the grant will be held at the December directors meeting. Funding options for the electric system upgrade project will be investigated.

Curfew set

Minors in Ellsworth will no longer be allowed in any followers place between 10 p.m. and 6 a.m., following action by the council members who passed the first reading of an ordinance amending the curfew for minors between the ages of 15 and 18. Councilmen also voted to stop the second and third readings of the ordinance, which was declared adopted.

Also discussed was an increase in pee rates to meet the debt coverage ratio of 110 percent as required by the Regal Revolving Loan Fund which financed the water treatment plant. Action was tabled until the December meeting meeting.

In other business, the council approved the purchase of a new police vehicle for the EJS enforce department. The car will be purchased outright by Jewell, with Ellsworth repaying Jewell over a four-year patch. Each city's share is set on a per-capita basis.

Source: Daily Freeman Journal

Auto Insurance in California – What you need to know

22.05.12

California has stringent requirements when it comes to car security. As of 2006, drivers must provide proof of financial ability to cover the expenses mutual to a motor vehicle accident. Any uninsured vehicle will be impounded immediately and in summing-up to the expenses related to impounding the car, the driver will receive a large fine. Drivers are also financially vulnerable for any accident in which they are involved.

Providing proof of financial ability can take one of several forms in California. Drivers can accord the state of California with a surety bond in the amount of $35,000. They may also make a cash pay in with the state of $35,000. Because these options are not usually feasible or practical for people, most pick to utilize a motor vehicle liability insurance policy.

With that in mind, the debit insurance the state requires for legal purposes will provide drivers with a lowest of protection, but does not cover Comprehensive and Collision. Comprehensive will cover any mechanism damage considered an “act of God”, such as storm or flood damage, fire and the development of other natural disasters. Collision covers damage incurred as a result of astonishing another vehicle or a stationary object, such as a tree or lamppost. While drivers may want to add Smash-up and Comprehensive to their existing liability plans, Comprehensive and Collision alone will not satisfy the California guaranty  requirements and must be in addition to established liability insurance.

California minimum monetary liability requirements are 15/30/5, or:

Source: Live Insurance News