Loan

When transferring to a 4 year school can I leave a college off?

A few years ago I took classes at University pf Phoenix (Axia) before realizing it wasn't for me. So on the University of Phoenix rendering it has 1 class that I withdrew from and 1 class with a grade.


When you solicit for admission to any 4-year college you are obligated to disclose any and all previous college-level transcripts. When you take on the application you state that you have done so and any omission is considered lying.


When you petition for admission to any 4-year college you are obligated to disclose any and all previous college-level transcripts. When you singular the application you state that you have done so and any omission is considered lying.

Do you believe the money you earn is yours?

Honourable a tiny chicken and egg problem. You wouldn't make a dime of that without the government enabling you to forge it.

* Printing the very dollar bills with which people trade.
* Public roads.
* Rural electrification.


You discontinue a very good point. If we benefit from government programs, we have an obligation to pay for those programs. And we can't expect the Community Contract to be fully renewed every time a new generation is born, so we have to give Caesar


I am lucky to share my taxes to help promote the common good of our nation.

Nice shopping list of items.

Texas mortgage rate computation and hard money

spondulix, home loan interest rates today and old hat mortgage loan rates against studentloans and weigh it with private hard money loan place ...

National plans to lift education game

"It's awful to see how much more time and money National is willing to throw into "National Standards" when parents, teachers and approach communities continue to have so little confidence in them," said NZEI immediate prior-president Frances Nelson.

Tertiary crackdown

National is promising to keep interest-free student loans but will rupture down on the amount that students can borrow.

Currently there is a loophole that allows students who change courses to draw up several different loans to pay for fees.

The party plans to cut off loans if students coins their courses too often, and proposes tightening up on eligibility in part of a clamp-down on the scheme.

Joyce said about 3500 students a year substitute their courses mid-way through the year.

"I think it's fair that people get one opportunity to change but if you transformation too often all you are doing is building up your loan (and) not getting any results," Joyce said today.

Officials will look at how many times a year you can swap before being cut off, but Joyce thinks once is about right. And National could not say how much money the restrictions will save the country.

The Togetherness of Students' Associations is not impressed with the plan.

"We are concerned at National's moves to further limit borrowing for students - they've already done a lot of moves to cut out part-all at once students and students over 55," said spokesman David Do.

National also promises to colour 5% of tuition funding for tertiary institutions performance based, connotation if students don't get the results they will miss out on that 5%.

Another plan is to merge some industry training organisations (ITO) that do line place training.

"We currently still have 33 separate industry training organisations in New Zealand, down from about 40. In Australia they have a compute of about 11 national skills councils," said Joyce.

And National plans to enshrine in law the rights of teachers to search students who they fancy are carrying drugs or weapons.

Tolley said everyone has the right to feel secure at school.

She said with that goes the need for teachers and principals to be able to oblige sure there are no illegal items on the premises.

"High-quality education is primary to support a skilled, productive workforce and to help grow our economy," Tolley said.

Voters are due to go to the polls this Saturday, November 26.

national student loan data systems - Bookshelf


Congressional Record, V. 153, Pt. 9, May 10, 2007 to May 21, 2007
1464 pages
Congressional Record, V. 153, Pt. 9, May 10, 2007 to May 21, 2007

A bill to give a new lease of the National Student Loan Data System; to the Committee on Health, Education, Labor, and Pensions. Mr. ENZI. ...

Free $ for college for dummies
384 pages
Free $ for college for dummies

National Student Loan Data System Another leading resource operated by the US Department of Education, this instal (www.nslds.ed.gov) is the department's ...

High school counselor's handbook High school counselor's handbook

National Student Loan Data System (NSLDS) prospect The CPS also matches FAFSA data with the NSLDS, which identifies students who have defaulted on any Federal ...

Our Congressional Year in Review for Animals

There were a number of advances for animal protection policies in 2009, but it was the first year of a two-year session, and a work in progress as many key bills still need to get over the finish line. Here’s our year in review, and a look at the achievements, setbacks, and future outlook for animals in Congress.

Achievements

The lion’s share of the progress on animal issues in 2009 came on wildlife protection bills. Thanks to the strong leadership of House Natural Resources Committee Chairman Nick Rahall, D-W.Va., and Subcommittee Chairs Madeleine Bordallo, D-Guam, and Raúl Grijalva, D-Ariz., the House of Representatives passed eleven wildlife measures this year, including ones to:

Curb interstate and foreign commerce in primates for the exotic pet trade (led by Reps. Earl Blumenauer, D-Ore., and Mark Kirk, R-Ill.) Fund conservation programs to help imperiled cranes (led by Rep. Tammy Baldwin, D-Wis.), great cats and rare canids (led by Rep. Jay Inslee, D-Wash.), and marine turtles (led by Rep. Henry Brown, R-S.C., and Del. Bordallo), and create a wildlife stamp to help finance conservation efforts for endangered species (led by Rep. Brown)

Many of these wildlife bills have champions in the Senate and some have already won committee approval, including the bills on primates as pets (Sens. Barbara Boxer, D-Calif., and David Vitter, R-La.), shark finning (Sen. John Kerry, D-Mass.), marine mammal stranding (Sen. Maria Cantwell, D-Wash.), cranes (Sens. Russ Feingold, D-Wis., and Mike Crapo, R-Idaho), and great cats/rare canids (Sens. Joe Lieberman, I-Conn., and Sam Brownback, R-Kan.). But none of them has gotten a floor vote yet—and they have been held hostage to the Senate’s general practice of requiring unanimous consent to approve such bills, which empowers any single senator to block their enactment. The Senate did unanimously approve a resolution, introduced by Sens. Carl Levin, D-Mich., and Susan Collins, R-Maine, calling on the Canadian government to end its annual commercial seal hunt .

But much other work in Congress occurs by amending larger bills, including must-pass spending bills. This year key animal protection provisions were included in the various appropriations bills that fund federal agencies. The successes include: 

Downed Animals : Sens. Robert Byrd, D-W.Va., and Herb Kohl, D-Wis., and Rep. Rosa DeLauro, D-Conn., played pivotal roles securing language in the FY09 omnibus spending bill directing the U.S. Department of Agriculture to expeditiously finalize its pending rule on downed cattle. Just three days after President Obama signed the omnibus into law with this language, he personally announced in his weekly radio address that USDA would indeed make this rule final, so that cattle too sick or injured to stand and walk would no longer be allowed into the food supply, but would instead be humanely euthanized. Non-Animal Alternatives : Reps. David Price, D-N.C., Ken Calvert, R-Calif., and David Obey, D-Wis., and Sen. Sherrod Brown, D-Ohio, led efforts to obtain a $4 million increase for development of alternatives to animal testing and language promoting “acceptance of alternatives,” as part of the FY10 appropriations bills funding the Environmental Protection Agency and the National Institutes of Health. Sen. Byrd also included a provision in the Defense appropriations bill calling on the Army to produce a report on the use of live primates in training related to chemical and biological agents, including a cost estimate for converting from the use of these animals to human simulators. And Rep. Hank Johnson, D-Ga., obtained language in the Defense authorization bill encouraging the Secretary of Defense to “develop additional advanced training simulators and training aids, to include animal-alternative training , to offer the most realistic, practical, transferable, and cost-effective” battlefield trauma training for medical personnel and service members before deployment. Service Animals : Sens. Al Franken, D-Minn., and Johnny Isakson, R-Ga., and Reps. Ron Klein, D-Fla., and Ed Whitfield, R-Ky., championed provisions in the Defense authorization bill instructing the Secretary of Veterans Affairs to partner with nonprofit organizations on a three-year pilot study of the use of service dogs to treat and rehabilitate wounded warriors, including those suffering from post-traumatic stress disorder. Sen. Byrd and Rep. Nathan Deal, R-Ga., ensured renewal of a Homeland Security appropriations provision from prior years that requires humane treatment and bans killing of any horse used by the Border Control or other federal agency unless the horse’s handler is first given a chance to adopt the animal. Animal Welfare Enforcement : Rep. DeLauro and Sen. Kohl fulfilled the requests of 135 representatives and 41 senators—led by Reps. Blumenauer and Chris Smith, R-N.J., and Sens. Levin and Vitter—to provide increased funding for USDA enforcement of the Animal Welfare Act, the Humane Methods of Slaughter Act, and the federal animal fighting law. They also sustained funds for a program to address the needs of animals in disaster preparation and response, and approved a sizable increase to $4.8 million (up from $2.95 million the year before) for a veterinary student loan forgiveness program to encourage new vets to work in underserved areas. Class B Dealers : Sen. Tom Harkin, D-Iowa, Reps. Mike Doyle, D-Pa., Lucille Roybal-Allard, D-Calif., and others worked to secure report language accompanying the funding bill for the NIH, calling on the agency to quickly phase out federally-funded research on random-source dogs and cats sold by Class B dealers, who are notorious for selling stolen pets and otherwise fraudulently obtained animals, and to not award any new research grants or contracts that involve such animals. Wildlife Protection under U.S. Trade Agreements : Rep. Nita Lowey, D-N.Y., with help from Rep. Charlie Rangel, D-N.Y., and Sens. Pat Leahy, D-Vt., and Max Baucus, D-Mont., included strong levels of funding in the FY10 omnibus to support vital programs under U.S. trade agreements with Central America, Peru, and the Dominican Republic aimed at protecting threatened and endangered species and critical habitat, combating illegal logging and illegal wildlife trade, strengthening enforcement of environmental laws, and advancing sustainable development. Wildlife Crossings/Transportation Enhancements : By a vote of 39-59, the Senate defeated an amendment to the Transportation appropriations bill offered by Sen. Tom Coburn, R-Okla., which would have allowed states to opt out of a requirement to spend 10 percent of their surface transportation budgets on enhancement projects, including design modifications to promote safe crossings for wildlife (dubbed dismissively by Sen. Coburn as “roadkill reduction”).

Setbacks

It was a year of general frustration with the Senate’s failure to pass the many wildlife protection bills that are primed for floor action, and the House’s failure to pass any bill that didn’t come from the Natural Resources Committee (with bills awaiting action in the Agriculture, Energy & Commerce, Judiciary, and other committees). But while those bills remain at a standstill, Congress also took a couple of steps backwards for animals this year. We are deeply disappointed about the outcome of two harmful provisions enacted into law:

Factory Farms/Climate Change : Despite strong opposition by subcommittee leaders Sen. Feinstein and Rep. Norm Dicks, D-Wash., Congress enacted a provision as part of the Interior appropriations bill that prevents EPA during FY10 from collecting greenhouse gas emissions data from the largest factory farms, along with other major sources, as the agency had announced plans to do. According to the United Nations Food and Agriculture Organization, animal agriculture accounts for an estimated 18 percent of all greenhouse gas emissions attributed to human activity, more than from the transportation sector. Yet Congress insisted on putting up blinders to prevent EPA from even tracking the contributions to climate change by the largest factory farms. The harmful provision was initially introduced in committee by Rep. Tom Latham, R-Iowa, and Sen. Brownback, and then Rep. Mike Simpson, R-Idaho, pushed for a floor vote to sustain this provision during the House-Senate conference on the final Interior bill.

Besides continuing to seek Senate passage of the many wildlife bills discussed above, we will be seeking Senate and House floor approval of legislation to ban interstate and foreign commerce in nine species of large constrictor snakes for the pet trade . This issue is being led by Sen. Bill Nelson, D-Fla., and Rep. Kendrick Meek, D-Fla.; both the Senate and House committees have approved versions of the legislation, with the Senate version covering all nine species of large snakes identified by the U.S. Geological Survey as posing medium or high risk to our natural resources.  

We will also be seeking action on several of our other top priority bills that have been gaining momentum and building their cosponsor lists, including:

Prevention of Equine Cruelty Act : To stop the export of tens of thousands of American horses to Canada and Mexico where they are slaughtered for human consumption (led by Sens. Landrieu and John Ensign, R-Nev, and Reps. John Conyers, D-Mich., and John Burton, R-Ind.) Truth in Fur Labeling Act : To require the accurate labeling of fur apparel regardless of dollar value, closing a loophole in the current law which allows many fur-trimmed garments to be sold without labels disclosing the use of real fur or the species used (led by Sens. Bob Menendez, D-N.J., and Collins, and Reps. Jim Moran, D-Va. and Mary Bono Mack, R-Calif.) Protect America’s Wildlife Act : To stop the inhumane and unsporting aerial hunting of wolves, bears, and other wildlife from helicopters and airplanes (led by Sen. Feinstein and Rep. George Miller, D-Calif.)

And there are many exciting new bills and issues on the horizon that we look forward to pursuing during the second half of the 111th Congress, such as:

Closing the remaining loophole that allows slaughter of downed veal calves, establishing an ombudsman’s office to ensure that USDA inspectors can carry out their slaughter plant oversight responsibilities without undue interference, and making other needed reforms in agency enforcement of the Humane Methods of Slaughter Act Requiring that pork, eggs, and veal purchased for federal programs come from producers who use crate-free and cage-free systems, giving the animals enough room to stand up, lie down, turn around, and stretch their limbs

On balance, we made major strides forward for animals in 2009, and took a couple of steps backwards. We set the stage for final action on a number of priority bills in 2010, and made new animal protection issues part of the political discourse. We hope you’ll use the 2009 Humane Scorecard as a guide, and join us in redoubling our efforts for an animal protection agenda in Congress is 2010.

The baritone who forgot his pants, and other crazy classical music stories of 2009

古典音樂 俱樂部 Classical Music Club

We want to share with you the music we love, some of the greatest music the world has ever heard. We’re not going to go through classical music from A to Z. We’re just going to share with you remarkable concerts we’ve heard by some of the world’s greatest orchestras or just whatever CD has just caught our ear But we want to hear from you. Email us at Jeffrey.Mark.Goldman@gmail.com, to leave comments or questions - suggestions or opinions. Or just to tell us how we are doing.

Wednesday, December 23, 2009 Leaping from the stage: It's been quite a year for spectacular stage accidents. Conductor David Ott survived a 14-foot fall at the University of West Florida in September, returning to the orchestra pit after a performance when the lights were off and plummeting into the basement below the pit. He miraculously avoided serious injuries. Singing to the cows: Italian tenor Marcello Bedoni has been singing operatic selections to cows in Lancashire, England, on the theory that "soothing sounds or music can reduce stress" (according to the National Farmers' Union). Bedoni calls the cows "a great audience." Presumably they remember to shut off their cellphones beforehand. Really Terrible Orchestra: You don't mess with the Really Terrible Orchestra, either, without incurring the wrath of founder (and novelist) Alexander McCall Smith. The Edinburgh-based orchestra, founded in 1995 and billed as the world's worst, has trademarked its name to fend off attempts by rival tribute orchestras to cash in on its reputation. The RTO claims its success is due to short performances and free wine for listeners. McCall Smith says, "It does not matter that on more than one occasion members of the orchestra have been discovered to be playing different pieces of music by different composers, at the same time. We are The Really Terrible Orchestra and we shall go on and on." An opera about ... Sarah Palin? The much-parodied voice of Sarah Palin has inspired composer Curtis Hughes to write an opera ("Say It Ain't So, Joe"), for the Boston-based Guerilla Opera. Based on "the exact pitches that were spoken" during the Palin-Biden debates in last year's Presidential campaign, the opera also features Joe the Plumber, for whom Hughes says his "word-painting tends to get a little more crass." Hughes told one interviewer, "One of [Palin's] arias concludes with her informing the audience, 'I am your future.' I'd like to think that the music at this moment could be understood as either ominous or joyful, or perhaps both." Perhaps. Another violin left in the cab: Psychologists might have a field day with the long list of major musicians who have left ultravaluable instruments behind in taxicabs. To that list we now add New York Philharmonic concertmaster Glenn Dicterow, who left the orchestra's 1727 Guarneri del Gesù violin in a New York taxi last February. The cabbie quickly arranged for the violin's return. Not to be outdone, South Korean-born virtuoso Hahn-Bin left his 18th-century Giovanni Francesco Pressenda violin in a Manhattan yellow cab after an August performance. Fortunately, the cab had a GPS tracker, and the instrument returned to Hahn-Bin, who cried, "My baby!" The baritone forgets ... his pants?: Yes, noted baritone Bryn Terfel set out for the concert hall from his Seoul hotel wearing a pair of shorts, but forgetting to pack his concert trousers for the evening's performance last April. Arriving with just minutes to spare, and with no time to return to the hotel for his clothes, Terfel was saved by a speedy loan from a South Korean opera lover the same size as the 6'4" singer. Sort of gives a new meaning to the phrase, "Flying by the seat of one's pants." The curse of the Ring: The Metropolitan Opera had its hands full this past spring with Wagner's four-opera epic, "The Ring of the Nibelung," when the company had to find three substitute singers for the key role of Brünnhilde. It also needed last-minute replacements for four other important roles, as well as a last-minute conductor when James Levine got sick. Los Angeles also experienced unpleasant Ringing sensations, when the $32 million production suffered a computer glitch, causing a malfunction in the Nibelungs' cavern. And at Seattle Opera's "Ring," another computer problem twice delayed the start of scenes in the finale, "Götterdämmerung." Opera fans were heard to utter "Götterdämmerit." Department of operatic excesses: A Berlin production of Gluck's "Armida" in April featured scenes of bondage, rape, simulated sex, murder, a live python and several naked bodybuilders. Meanwhile, over in Cologne, a third of the cast walked out of rehearsals for a violent staging of "Samson and Delilah," reportedly claiming that "the scenes of rape and massacre [were] making them sick." The Berlin patrons, accustomed to the outré, responded with "polite applause," according to news reports, but in Cologne many ticketholders wanted their money back. Roll on, Beethoven: A Caltech computer-systems grad student named Virgil Griffith has used Facebook data to measure the musicians most often listed as a user's "favorite music" against the average SAT score for the school the user attended. At the top: Beethoven (average SAT score 1371, out of a possible 1600); at the bottom: Lil Wayne (889). Don't tell us you're surprised. 古典音樂 俱樂部 Classical Music Club

We want to share with you the music we love, some of the greatest music the world has ever heard. We’re not going to go through classical music from A to Z. We’re just going to share with you remarkable concerts we’ve heard by some of the world’s greatest orchestras or just whatever CD has just caught our ear But we want to hear from you. Email us at Jeffrey.Mark.Goldman@gmail.com, to leave comments or questions - suggestions or opinions. Or just to tell us how we are doing.

Faster than a speeding bullet! More powerful than a locomotive! Able to leap tall buildings in a single bound! ("Look! Up in the sky!" "OMG it's a bird!" "It's a plane!" "It's Redbone!")... Yes, Holden D. Redbone ... strange visitor from another planet, who came to Earth with powers and abilities far beyond those of mortal men! Redbone ... who can change the course of mighty rivers, bend steel in his bare hands, and who, disguised as a mild-mannered editor for a great international financial e-newsletter (subscription only), fights a never-ending battle for truth, justice, and the American way!