Loan

When should I be applying for all of these student loans?

I'm scheduled to go to Cal State Long Beach's Hover oreintation program at the end of July. But I was wondering when I should be trying to take out all of the loans that I might need for college?


You necessity to fill out your forms as soon as possible. Contact the financial aid office and ask them to mail or tell you where to download the suitable forms ASAP.

Most loans are available with the US Dept of Ed's FSA form - http://studentaid.ed.


You for to fill out your forms as soon as possible. Contact the financial aid office and ask them to mail or tell you where to download the befitting forms ASAP.

Most loans are available with the US Dept of Ed's FSA form - http://studentaid.ed.

Which program is suited for me, Army ROTC or AFROTC?

Hello everyone. I'm a new hand on student at Cal State Long Beach. I transferred from a community college as an Aerospace Engineer major. At the new student orientation I was given an Army ROTC flier and their education seems interesting to me. I did


For an aerospace engineering chief, between Afrotc and Rotc, Afrotc seems like it might be a better choice.
http://www.airforce.com/opportunities/of ficer/careers/mechanical/developmental-en gineer/
http://www.airforce.com/opportunities/of


For an aerospace engineering important, between Afrotc and Rotc, Afrotc seems like it might be a better choice.
http://www.airforce.com/opportunities/of ficer/careers/polytechnic/developmental-en gineer/
http://www.airforce.com/opportunities/of

Pres. Obama's First State of the Union Address

Pres. Obama delivered his first State of the Confederacy Address to a joint session of Congress.

Analysis: Recent California newspaper editorials

The San Diego Mixing-Tribune: "How best to fix California?"

Proposals to fix California's broken finances and gridlocked governance have surfaced often in just out years. Most were quietly placed on a shelf where they gathered dust even as the state sank deeper into pecuniary crisis and partisan dysfunction. But reforms unveiled Monday by the independent, bipartisan and elated-powered Think Long Committee for California offer perhaps unparalleled promise.

The proposals ask for to make California more economically competitive for businesses, to stabilize the boom-or-bust volatility of state finances, to manufacture more money for schools, colleges, universities and local governments, and to pay down the state's mountainous liability. They would reduce personal income tax rates across the board while eliminating most deductions; powder the corporate tax rate for California companies while increasing taxes on out-of-state businesses; and further the state sales tax on goods while expanding it to all services but health care and education.

They would also produce a Citizens Council for Government Accountability, giving it a watchdog role with constitutional right, subpoena power and the ability to directly place initiatives and constitutional amendments before voters.

These reforms and others are the yield of more than a year of study by the Think Long Committee, composed of some of the biggest political and affair names in California: Republicans such as Condoleezza Rice and George Schultz, both former U.S. secretaries of state, and former Gov. Arnold Schwarzenegger; Democrats such as Willie Brown and Robert Hertzberg, both former Fabrication speakers, former Gov. Gray Davis, and Laura Tyson, chair of the Council of Money-making Advisers during the Clinton administration; business leaders such as Nicolas Berggruen, Eli Comprehensive, Eric Schmidt and Gerald Parsky of Rancho Santa Fe; labor gaffer Maria Elena Durazo; former state Supreme Court Chief Justice Ronald George and others. Julie Meier Wright, former deeply of San Diego's Economic Development Corp., worked closely with the committee.

Parsky, among others, knows about solicitous reports that go nowhere. He chaired a bipartisan commission that in 2009 proposed sensible reforms to paraphrase the tax code and encourage economic growth. The proposals were unveiled with great hullabaloo, then quietly shelved.

But the Think Long Committee promises not just to be heard, but to be considered by voters. The organization has proposed two initiatives for the November 2012 ballot — one to overhaul the state's tax system, and the other a constitutional restitution to create the Citizens Council for Government Accountability. Berggruen, a billionaire investor who created the board and served as its chair, has reportedly pledged at least $20 million to put the two initiatives on the ballot.

The in the world, of course, always lies in the details and specific language for the ballot proposals has yet to be released. They will no fear be hugely controversial.

But this is a debate that California must have. And the principles behind these bold reforms could be the fix California needs.

___

Nov. 22

San Bernardino County Sun: "Is Brown serious about pensions?"

Gov. Jerry Brown has a favourable opportunity to lead by example, to show us he's serious about putting independent, financially sophisticated people in commission of public pension systems that manage investments worth tens of billions of dollars.

The governor controls the appointments of six of the 12 members of the house of the California State Teachers' Retirement System, the second-largest public employee old-age pension plan in the nation.

One of those, his finance director, Ana Matosantos, serves by virtue of her job in the charge. Of the other five, two seats are vacant and the others will be at the end of the year.

Whom Brown chooses to appoint will tell us a proficient deal about whether he plans not only to talk the talk but to walk the walk.

As part of his 12-speck pension reform plan released last month, the governor called for increasing shelve board independence and expertise "to ensure that retirement funds deliver promised retirement benefits over the long draw without exposing taxpayers to large unfunded liabilities."

We couldn't agree more. CalSTRS provides an unequalled example of what happens when a pension board's forecasts are driven by politics rather than complain data, and state lawmakers then fail to provide adequate funding.

The retirement system is funded from three sources. Each year, teachers support 8 percent of their salary toward their pensions, while school districts kick in 8.25 percent. The state adds about 2.5 percent, for a totality of about 18.75 percent of payroll. However, that barely covers the cost of the benefits those workers get that year.

It does nothing to address the system's unfunded liability. Even by its own optimistic calculations, the system has only 71 percent of needed funds, with a $56 billion shortfall. The state would demand to kick in an additional $3.7 billion a year for the next 30 years to repay the system whole again.

Lawmakers should be blamed for failing to face the problem and start paying down the accountable. But one should also blame the retirement system board for using unrealistic projections of benefit costs and investment returns. It is using unauthentic numbers. Consequently, the shortfall is actually significantly worse than $56 billion.

By understating the shortfall, the plank makes it easier for lawmakers to postpone action.

If there's any hope of fixing put out to pasture systems across the state, it must begin with an honest discussion of numbers. That requires appointment of people who fully twig, and can critically analyze, the accounting data. That was one of Brown's messages in his pension representation. Let's see if he delivers.

___

Nov. 22

The (Riverside) Press-Enterprise: "Transparency lapse "

Gov. Jerry Brown needs to reboot his belief about open government. He should reverse his decision to shutter a transparency website launched by his antecedent. Restricting convenient access to public information is a step backward for California.

Brown last month rescinded former Gov. Arnold Schwarzenegger's 2009 superintendent orders which created the Reporting Transparency website and expanded the types of records posted to the situate. Schwarzenegger's goal was to go beyond what the law required to make state records more publicly accessible. What it delivered was a thoughtful of one-stop, easy-to-access shop for key information on the workings of state government.

Among the information covered on the site were documents from the Fair Political Practices Commission, the state's national ethics watchdog; the state controller's office, which provides information on salary and other compensation for general employees; the Department of General Services eProcurement, which offers information on contracts, and the Desk of State Audits, which provides information on audits and reviews of state agencies. Schwarzenegger also directed that the website contain travel expense claims submitted by senior agency officials and employees of the governor's employment.

Closing the site, however, makes finding public records more troublesome and every now-consuming. Instead of a one-stop location, Californians need to visit four abundant sites, and then hunt around for the documents they want. As for the travel records, well, people can insist on those documents under the state's Public Records Act, instead of simply reading them online.

Forcing the following to dig harder to uncover information hardly boosts government transparency. Mild access to public records helps Californians track public trade and hold their elected officials accountable. And such scrutiny is an effective deterrent to insider dealing, idiosyncratic interest influence and corruption.

Just why the governor pulled the plug on the website was not patent. The administration said the site was poorly maintained and had not been updated since Schwarzenegger formerly larboard office — which strangely suggests inattention by the current governor. The administering also said the website was created because of complaints about travel and spending during Schwarzenegger's residency, as if the taxpayers no longer have any interest in monitoring government travel expenses. Brown's purpose also cited the time and expense of copying and uploading those documents, an odd assertion in an age of computer register-keeping.

The governor posted a note on the shut-down site saying he "is committed to keeping state domination open and transparent while eliminating inefficiencies and unnecessary costs." But surely the governor can find better ways to release money than by inhibiting public access to government business.

The centralized transparency website was a easily understood move in the right direction. And shutting the site violates this basic good-guidance principle: California should make public records more readily available, not less so.

___

Nov. 22

Bay Breadth News Group: "Clearing a way through the fog of stupidty"

The chilling images of UC Davis oversee firing pepper spray into the faces of passive students have proved to the clique that the stupidity surrounding the Occupy movement knows no bounds.

The protests began two months ago in New York Burgh with an unfocused group understandably angry about the financial abuses on Wall Avenue that helped bring this country to its financial knees. But the movement still lacks a intelligible message or a recipe for change.

As the demonstrations branched out across the country, the need for concentrate became clear. In Oakland, Occupy activists tore through the city, further damaging a community already reeling from the captivating effects of the Great Recession that sparked the movement.

Occupy LA: Taking their message on the road

As a New Zealand urban area-within-a-city where they can go back and recuperate.

Even if the home base gets cleared out by LAPD, like what happened to Divert Wall Street in New York, Occupy Portland and movements in other cities, the LA protesters aver they won't be deterred from delivering their message. In fact, they say they're just getting started.

Active the front

If Thursday's "expansion" is any indication, they plan on doing occupations similar to the one at Bank of America Center but in a several location every time. Several sources in the group said they would march today to the Merrill Lynch Structure in Century City.

On Jan. 1 and Jan. 2, they plan on "occupying the Rose Strut" in Pasadena. Bigger plans call for a major rally in Washington, D.C. sometime in the spring.

"There are plans for other occupations at other sites. We'll see how the police respond," said an unidentified protester.

Brito, reached on Wednesday at their home dirty during a much calmer moment, likened it to a kind of military strategy where the front of a war moves in many divers directions.

"We want to start exporting to other places," he said. "We want to start occupying places. Even places of the people who are speedily connected with the culture of our economy."

The Occupy movements have adopted the research and phraseology of David DeGraw, whose engage from February 2010, "The Economic Elite vs. The People of the United States of America" talks about the gap between the wealthiest 1 percent of Americans and the zizz of Americans - the 99 percent.

DeGraw appears on the Occupy LA website saying his into shows the gap between the two is larger today than at any other time in U.S. history. He also calculated that the 400 richest Americans have as much riches as one-half the U.S. population, or about 154 million people.

"There is no debt crisis. There is a interest crisis. It is in the coffers of the 1 percent," Brito interjected.

"From 1976 to 2002, there has been a gigantic transfer of wealth from the bottom sector to the top 1 percent. There is something strangely wrong with the way our system is working," Brito said.

Recently, a arrange called ReFund California joined Occupy LA and marched on the home of Wells Fargo CEO Tim Sloan. ReFund California blames the big banks' gluttonous practices, such as derivatives and credit default swaps, for bringing down the housing sedulousness and collapsing the economy in 2008. They want to see banks loan out more money to assist foreclosure victims.

The groups, acting together, descended on Sloan's home in San Marino, bewitching the city offguard. Since that day in early October, a worried San Marino City Committee passed a law saying protesters must be 150 feet from the home or be subject to halt.

Brito reacted angrily to the San Marino ordinance with a warning.

"San Marino may find they would have perhaps instead of 20 people, there will be 300 people (at the bank executive's doorstep)," he said.

"Rose Walk is sacred"

Darren Danks stands in a camouflage jacket near a Peter Maxx paradigm mural in the middle of Occupy LA's camp. He is the unofficial spokesman, as official as one gets for a group the purposely has no leaders and no organizational graph.

Hanging from a tree was a giant banner telling folks to participate in "Eat up the Rose Parade" from 12 p.m. Jan. 1 to 11 a.m. Jan. 2 beginning at the intersection of Orangegrove and Colorado Boulevards in Pasadena.

He had upright finished giving an interview to a Chinese language TV station about this upcoming "distention site." The Rose Parade was chosen because of its large TV audience, he said.

"We will take up it in an orderly manner. We want to make a statement. We are not going to stand for the treatment of people by big banks," he said.

Danks spoke about nonviolence, about how the unit doesn't want trouble. However, that was more than 24 hours before many Occupy members, along with a ample contingent from the SEIU public employees union, sat down on Figueroa Boulevard and on hidden property at Bank of America Center on Bunker Hill and got arrested.

When pushed to describe how Ensconce protesters would be any different than the other 300,000 spectators who line Colorado Boulevard, this ease on Monday, Jan. 2, he became surprisingly specific.

The former Marine spoke of tried-and-right tactics, such as wearing the same T-shirts, holding placards and chanting in unison.

"We are not prevalent to be disruptive but we will make our presence known," he said. "The Rose Parade is churchly so it won't be too extreme," he said.

"Maybe we'll even have a float," he added.

Strength in numbers

Chapman University factional science major Ryan Rice phoned his parents in Connecticut in belated September to say he was dropping out of college to join the Occupy movement. After getting mutilate-gassed and arrested at Occupy Oakland, he came south, first to protest in Long Beach, then to Reside LA.

Though just a few months away from graduating, Rice said he will not go back to school unless the persuasion is completely taxpayer funded. He and others in the student-wing of the movement are protesting against the high expenditure of college tuition and the burdens of student loans hoisted onto their shoulders.

After spending 15 hours in Alameda County Sheriff's Glenn E. Dyer Imprisonment Facility, he was back on the Occupy movement's front lines, reported the Chapman Panther, his college newspaper.

When asked about a rumored the fuzz raid on the LA camp, he responded with a steely resolve that belied his baby phiz.

"The more people trying to stifle our First Amendment rights, the more the support for this movement will reach one's majority," he said. "I'm not fearful at all. People who are here for the right reasons are not going anywhere."

Rice, who once wrote media releases for the group, said he is in contact with Occupy Wall Street in New York, where the movement started in September, and the moving parts across the globe. He said the movement has reached 1,700 cities.

He is sending out messages to students to unite forces. Already, Occupy UCLA has a tented encampment, as does Occupy Cal at UC Berkeley. Assertion of fledgling student "occupy" movements have been found at Cal State LA, Cal State Fullerton and Cal State Long Beach.

ReFund California has tied the two movements together by targeting members of the UC Regents and the CSU trustees who industry for banks. The CSU voting last week to raise tuition by almost $500 a year has fueled these protests.

"There is a actual social correlation. I don't want to have myself in debt and neither do a lot of students. So, we will start sending out our people to live their schools, too," Rice said.

Rob Fisher, also from Occupy LA, is keeping tabs on Make one's home in UCLA. He said they are planning larger demonstrations in January, when students arise a new semester.

"We are not looking for a handout. We want to make (universities) more like the system they have in Norway, where they have taxpayer-funded tutelage," Rice said.

On the other side of the spectrum, senior citizen activists were strategizing on how to enrol in with the group. They wanted to ensure their safety while providing a platform for seasoned activists, such as the Rev. James Lawson, a consociate of the Rev. Martin Luther King Jr., and Dolores Huerta, co-founder of United Farm Workers of America, the other being Cesar E. Chavez.

Several clergy, including Rev. Susan Russell and Ed Bacon, rector, who came from All Saints Episcopal Church in Pasadena, formed an interfaith conservation area group with their LA counterparts. They will be a "sympathetic listening ear" and vow to be witnesses to any LAPD crack down of the settlement, according to an email from Anthony Manousos of Pasadena, who represents the Quakers and the Interfaith Communities Joint for Justice and Peace.

The group plans a "Black Friday" service for the day after Thanksgiving, a day important retailers set up sales that attract early shoppers. The Occupy LA service will mainstay spiritual values instead of a consumerism culture, he wrote.

What is next?

Brito shook his gourd when asked if the movement should funnel money to political candidates.

"Elect candidates? That is not what or how we are booming to end what we do here," Brito said. "What needs to happen is a civil dialog."

Most of the Occupy LA people say they've noticed the mainstream media and even some Republican presidential candidates unceasing for their party's nomination are now talking about banks, the expanding gap in wealth among Americans, the dearth of jobs and student loan debt.

"You even have Mitt Romney talking about the 99 percent," added Brito with a wry grin.

Danks said he's noticed a change in the national dialog but said Take up residence in is not about taking political sides.

"This is not a political movement. This is not a left or right detail. This is about process," he said.

When asked if the Occupy message, as diffuse as it may be, is making a nature, he reluctantly nodded his head yes.

"But not to the degree I would like," Danks said. "But I am an short-tempered guy."

steve.scauzillo@sgvn.com

626-962-8811, ext. 2237

 

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Laziness -It’s all in the mind! by Muhammad Al-Shareef

During the time of Prophet Muhammad sal Allahu alayhi wa sallam, an incident happened in which a man slept the entire night and he missed the Fajr prayer. Despite the fact that this is a very common occurrence in our present day, at that time such things rarely happened. He missed Fajr, and so they came and spoke to the Prophet sal Allahu alayhi wa sallam about this. ‘Abdullaah ibn Mas’ood, radi Allaahu anhu narrates: A man came and said to the Prophet sal Allahu alayhi wa sallam, “Oh Messenger of Allah, verily a person slept last night until the morning, until the dawn came and he missed Fajr.” The Prophet sal Allaahu alayhi wa sallam replied, “This is a person whom the devil has urinated in his ears.”

Dear brothers and sisters, try going to any books of hadith and in each and every one you will find a chapter entitled Baab al-Isti’aadhah Minal Kasl. Translated, this chapter is called: ‘Chapter of Seeking Allah’s Protection from Laziness.’ Kasl, or laziness, also known as procrastination, is a disease. University students know what procrastination can do to their studies. It is a disease that afflicts the minds, after the mind, it then afflicts the heart, and finally, through the heart, the body is afflicted.

Today, you will learn that laziness is a technique used by Satan, and today you will learn the techniques you can use to combat it. The Prophet sal Allahu alayhi wa sallam frequently made the following supplication: “Oh Allah, I seek your protection from, alajz” – which means the inability to do something. And when someone said, “I can’t do that,” The Prophet sal Allahu alayhi wa sallam would seek protection from such negative speech by adding: “and I seek your protection (Oh Allah) from alkasl”- which is translated as laziness.

At its core this society is built on laziness. Consider that it is a society based on the idea that we have to rest on Sundays. “Why do you have to rest on Sundays?” some may ask, and society (may Allah protect us from this) would answer that even Allah got lazy on Sunday. He did His work all week long; He built the heavens and the earth, and then on Sunday He got tired and rested. So, may Allah protect us. Contemporary culture has us resting and watching football games on Sundays. Allah subhaanahu wa ta’aala testifies to the lunacy of such an idea, implicitly stating that …there is no drowsiness and no sleep that comes to Him (Al-Baqarah 2/255).

In addition, we live in a society that lives for ‘fast and easy’. You have the fast food joints, even the microwave meals that take 5 minutes are considered tedious because you have to take it out after a couple of minutes and stir it before it is finished cooking. Ever hear the promises to have the perfect body in ten minutes for only three days a week? Examples abound. And in its quest for ‘fast and easy’, society does not realize that the root of its problems, indeed, the root of all major sins, lies in laziness. Why would a person take alcohol and drugs? They are too lazy to change their situation. Instead of actively striving for change, they take a drug to immediately change it. Why do people practice black magic, a phenomenon that is, unfortunately, prevalent in many of our parent’s societies? They do it because they are too lazy to go out and get married, or they’re too lazy to influence people in ways that will accomplish their various goals. Why do people partake in riba’ (mortgages as an example) and deal with financial interest? They are too lazy to get a proper job and work to pay for something honestly. Why do people gamble? They addictively buy lottery tickets at ridiculous odds of winning in the hopes that their one dollar will instantly earn millions. Laziness is again the culprit. Why do people backbite? People backbite because they are too lazy to go and tell the person the truth. And these, dear brothers and sisters, are all major sins.

Thus, like a poison, laziness corrupts all good things. There are beautiful and amazing things that you want to do for yourself, or do for Allah subhaahanu wa ta’aala. Your intention is good, but if you don’t have the energy, or you suffer from the laziness plight, your desires will go nowhere; they will bear no fruit. The causes of this disease, called laziness, are rooted in the heart.

Firstly, a lazy person doesn’t know and doesn’t understand his or her need to accumulate good deeds. We understand the need to accumulate money, but we may not understand why or how to accumulate good deeds. Very few people understand that this life is about collecting deeds and preparing for the journey of the hereafter. Allah subhaanahu wa ta’aala advises, …to prepare your provisions (for the journey to the hereafter) and the best provision is taqwa (fear/piety) of Allah subhaanahu wa ta’aala (Al-Baqarah 2/197).

 Secondly, people are discouraged by the thought that others will consider them ‘holier than thou.’ Or perhaps the problem is that some people think too highly of themselves, glorifying themselves to such a high level that when they hear the commandments of Allah subhaanahu wa ta’aala they reply by justifying their laziness with excuses like, “My heart is clean,” or “Why do I have to do that,” or “I’m a good person.” Allah subhaanahu wa ta’aala states: Do not claim piety to yourselves (An-Najm 53/32). If someone says, “I’m good,” the response should be, “Allah knows best who is true, who is righteous.” Indeed, those who suffer from laziness don’t understand the gold mine of opportunity awaiting them. There are thousands of people around you waiting to hear the call of Islam. You are living among sponges ready to listen to you say, “I am a Muslim.” And they are going to ask, “How can I become one too?”

A brother I knew overseas said it perfectly: “The North Americans have such enormous prospects. Imagine teaching a new Muslim Surah al-Fatiha, or how to pray. You will get the reward for this most noble lesson each time the person recites this surah. You can’t do that in Muslim countries, although there are other different opportunities there, most people don’t recognize them and this leads to laziness.” Know that this concerns you, and if you start demonstrating the energy and zeal it takes to worship Allah to the best of your ability, then you will be the one to benefit.

This is your life; this is your soul. You are only going to live once on this earth, and you’ll be traveling to the hereafter with a suitcase of good deeds. Hopefully, you won’t be traveling light. The one who understands this early on, the one to get on the bandwagon of the worship of Allah subhaanahu wa ta’aala early on, accumulates everything.

Be a pioneer; bring Islam to everyone. And so they come on the day of resurrection and they see mountains of good deeds that they never imagined they would have had and it will be said to them this is because you weren’t lazy when other people were lazy. Recognize the opportunity, seize it, and kick start the worship of Allah subhaanahu wa ta’aala by others. But if you choose not to heed these words, to yawn, and to be lazy, you are turning your back on the words of Allah subhaanahu wa ta’aala. And the consequences will be grave, for the sunnah of creation, indeed the law of nature, stipulates that that which does not contribute will be destroyed. What do you do with weeds in your garden? You pull them out, you get rid of them. What do you do when your nails get too long, when there is no purpose to their length? You snip them off, discard them in the trash. And so it is, as a community and as individuals in that community, if we are not contributing, and if we are not energetically producing, we will be deemed useless and we will be eliminated.

Allah subhaanahu wa ta’aala says: In this way, He gives forth the parable of the truth and falsehood and the vanity. Vanity is like the foam, the dirt on the ocean (there is no benefit to it). But the things that do bring benefit (those devoid of laziness) will remain steadfast in the land (Ar-Ra’d 13/17). Even after you are gone, your good deeds will continue to benefit. Do not make the mistake of thinking that Allah pays attention to the lazy one’s worship. Prophet Muhammad sal Allaahu alayhi wa sallam said: “Do those deeds that you are able to perform, for verily, Allah will not tire of your ‘ibadah (worship) until you tire.” Ponder the phenomenon of those who make du’a absentmindedly, not knowing what it is that they are saying. They may even be yawning, confused, or focused on something else entirely. Allah is not paying attention to that person just like they are not paying attention to their du’a. That is a du’a that is not answered by Allah subhaanahu wa ta’aala. A du’a that is answered is the one where the person’s heart and energy are invested in it. Allah will listen. If you can consistently take your du’a to that level, you’ll see dramatic changes in your life.

 When I was younger, there was an imam from overseas who came to lead the taraweeh prayers in Ramadan. We would have to pick him up at Fajr time and drive him to the masjid. One early morning, I was feeling particularly tired and lazy. My parents had an especially hard time waking me up. Yet, when we arrived at the Imam’s house, I noticed that the neighbors were in the midst of an all-night party. It was 5 am and their lights were blaring, their music was booming, and the party-goers were still drinking their alcohol. They’d spent the entire night awake in qiyaamul layl, but not to Allah subhaanahu wa ta’aala. Their worship was for the devil. I remember thinking to myself that this disbeliever has the stamina and energy to waste the night away, how can the servant of Allah subhaanahu wa ta’aala not have the energy and ability to worship Him? After all, they too are humans like us. ‘Umar ibn al-Khattab radi Allaahu anhu is quoted as saying, “I seek Allah’s protection from the time when the fasiq or disobedient will have much energy and enthusiasm and the righteous will be lazy.” The fasiq will open up bars everywhere and run his houses of immorality with vigor. And the righteous will do little to nothing in the sake of Allah. When this happens, there is an imbalance on earth, and corruption will be widespread and prevalent.

Brothers and sisters, let me tell you about the blessedness of having energy and enthusiasm in worshipping Allah and what it will do for you.

 Musa alayhis salaam was told to come to the mountain for 40 days. And come he did, not walking slowly, not ten minutes late, but running. In explaining his arrival, Musa said, I came hastily to you, oh Allah, so that you will be pleased with me (Taha 20/84). And indeed, his words were so pleasing to his creator that Allah recorded them in the Qur’an for all eternity. When you hear a name of a prophet’s companion, you say, “May Allah be pleased with him.”

 Well, this is how you get that same distinction for yourself. Be hasty in your desire and actions that lead to goodness.

Being lazy is the characteristic of the hypocrite. Allah subhaanahu wa ta’aala says the munafiq, or hypocrite is he who has disbelief in his heart, while outwardly claiming belief. Allah subhaanahu wa ta’aala describes them in the following verse: If they get up for the salah (prayer), they get up with laziness (An-Nisaa’ 4/142). “Give me ten more minutes…give me ten more minutes… oh! I missed Fajr…oh no. I’ll pray after Fajr. Give me ten more minutes…give me ten more minutes…” A characteristic of hypocrisy is when they reach for that snooze button and get up lazily for prayer. In this moment they’re experiencing a state of nifaq or hypocrisy. May Allah protect us. May He also protect us from using excuses to not follow through with our deeds. A Canadian may say it’s too cold; an African will say it’s too hot. Both are making excuses for not doing good actions. It was summer in the desert during the time of the Battle of Tabuk, and there was a walking distance of what is today a seven-hour car trip from Madinah to Tabuk. The Prophet sal Allaahu alayhi wa sallam was rallying his troops for an exhaustive trek that, back then, would have taken months. Allah subhaanahu wa ta’aala says, …they (the hypocrites) encouraged people not to go with the Prophet sal Allaahu alayhi wa sallam by saying, “Do not go out in the heat.” Allah subhaanahu wa ta’aala’s response was to tell them, “The fire of hell is much hotter; if only they understood” (At-Tauba 9/81). Ibn al-Jawzee, may Allah have mercy on his soul, said, “I have never seen a flaw sadder to me than a community whose people stop working, despite having the ability to continue.”

The ramifications of laziness can be very harmful. Some of you may have come across a person who displays a genuine interest in Islam. That person may be about to take the shahada when Shaytan gets to him and her. An excuse the devil uses is, “You have to comprehend the Qur’an first.” Hence the would-be Muslim is convinced that they do love Islam, but perhaps further study is required. And so it is that he or she delays coming back to Allah subhaanahu wa ta’aala, and as time passes they may no longer possess the same enthusiasm. Similarly, Muslims seeking to make repentance to Allah subhaanahu wa ta’aala might give themselves time by saying, “Let me wait till I pay off my mortgage (or pay off my student loans. Let me wait till I do this, let me wait till I do that) then I will repent to Allah.” But it doesn’t work like that because as time passes and sins grow, the heart consistently gets weaker and weaker. A time will come when the person knows it’s the last chance, but the heart may have already been sealed shut. And as Prophet Muhammad sal Allaahu alayhi wa sallam said: “Race to good deeds before a time and a fitnah (test) comes that will sweep over you like the darkest of the darkest nights.” Are not the trials apparent all around us? Look to the Islamic educational scene. Scholars we may or may not know are being singled out by the dozens. Religious knowledge is being taken from us.

If you have the chance to attend a halaqah, or an Islamic class, you have to race to it now! It may be that you won’t have another chance. Fitnah will come to you, and you must survive it with whatever knowledge you hold. It may be that the knowledge you possess will suffice to protect you, and it may be that it will not be enough to avail you. The consequences thereof would be disastrous, and may eventually lead to hellfire. May Allah protect us. Picture this analogy: In Australia they have sharks that prey near the coastline. To warn bathing humans of impending danger, they have a certain whistle that rings when a shark is sighted. Now imagine if you’re feeling sluggish or you’re playing a game trying to see how long you can hold your breath under the water. You don’t hear the warning sound, and then you raise your head out of the water, and notice that nobody is in it except you. Everyone has made it to shore, they are yelling for you to hurry, but you are ten minutes from the beach. How would you make it? Would you make it?

Only Allah knows for sure, but that’s exactly what laziness does to you. It not only renders you unprepared, but also helpless as to the actions you must take in order to survive.

But today is a new day, and by the grace of Allah subhaanahu wa ta’aala you and I can learn to let go of that laziness. We will work with renewed energy, striving to return to the worship of Allah subhaanahu wa ta’aala. Here are some techniques to use.

 The Prophet sal Allaahu alayhi wa sallam taught us to eat using the one-third method. You don’t need much to sustain yourself; a few bites will usually do. If you are going to eat a meal, then one-third is the crucial number. One-third of your stomach should be for food, one-third for water, and one-third for breathing. Realize that one of the most cunning tricks of Shaytan is urging people to fill their stomachs beyond capacity. How many times have you eaten a huge meal only to feel like taking a nap afterwards? And how many times has this nap dissuaded you from the worship of Allah subhaanahu wa ta’aala?

Allah subhaanahu wa ta’aala says, Be patient with those people who call upon their lord in the mornings and the evenings. When you see a person going for salah consistently, always in a state of worship and remembrance of Allah subhaanahu wa ta’aala, you say to them, “Hey brother/hey sister, how about we go out for lunch? I’d like to spend time with you.” Feed from their energy. Alternatively, if lazy people surround you, distance yourself from them, or give them da’wah, encouraging positive action. You want to pick the right people, because we tend to emulate those whom we befriend. Do as your Prophet did and constantly seek refuge from Allah from the laziness that Shaytan uses to defeat the Muslims. When you find yourself reaching for that snooze button, a.k.a ‘the Shaytan button’, remember the ploy against you and seek Allah’s help to resist. You will have the strength to wake up for Fajr. Ultimately, laziness is a state of mind.

In conclusion, the one concept that ties this all together is honesty. Being honest about your laziness and sincerely striving to change is the first step in seeing results. The fact of the matter is that when Allah commands us to do something, it is not possible to have excuses, and know that tasks put upon you are doable, for Allah does not place a burden on a person more than they can bear.

 You can do it, others have done it before you, and others continue to do it. Join the ranks of the energetic. Ka’b ibn Malik radi Allahu anhu, went to the Prophet sal Allaahu alayhi wa sallam after the Battle of Tabuk, and the hypocrites had been making excuses for their absence from the fighting. Ka’b had not participated in the battle and he thought that he too might come up with some excuse in order to save himself, but he realized that he could not lie to the Prophet of Allah. He told the Prophet sal Allaahu alayhi wa sallam, “I have never had more energy or ability than this time, but I just didn’t go.” And the prophet said, “He is the one who is truthful.” And by the potency of his honesty and sincerity, the Qur’an mentions that Allah had forgiven Ka’b. How do you truthfully word the reasons for your laziness? If the Fajr prayer has passed you by and the devil has urinated in your ears, do not place blame where blame is not due. Don’t make excuses like, “I had a long night.” Instead, say, “The truth is that the accumulation of my sins led me to miss Fajr. But this is not who I am. I am the slave of Allah. Oh Allah, tomorrow, with your permission, I will show you what I am going to do for your sake.” And so you make your repentance, you repeat your good intentions, and you continue until you reach those higher levels of energy.

I ask Allah subhaanahu wa ta’aala to bless you with that energy and I pray and hope that you can make the same du’a for me.

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