I'm a freshman at west georgia complicated college located in georgia. I'm receiving federal pell grant and hope grant, but i insufficiency a loan to help with other things i need for school.
I am a tomorrow's student at Georgia State, and i recently got into a situation where i will have no assistance from my parents for school. I dont have a cosigner or anything. i am short about 2,000 on my schooling for august. I've reached the max for
Loans for students aid the student to deal with all the expenses that are to be incurred during his education phase like it includes entire set someone back of the student’s education from tuition fees, accommodation, books, and computers to transportation
WASTED AN Chance FOR YOUNG, AMBITIOUS STUDENT WHOSE USE THE PELL GRANTS AND STUDENT LOANS TO Definitely HAVE AN EDUCATION THAT CAN LEAD SOMEWHERE ...
Brewton-Parker College, a 4-year Bible inquiry school in southeast Georgia, cut its tuition by 22% to $12,290 a year for the current school year to "to put forward a quality Christian education to more students." Enrollment has fallen to 778 students in late years. The school wouldn't say how high enrollment was in the past, but things are looking dire.
To give the tuition cuts, the college has had to make sizable cost cuts, including reducing its workweek to four days from five in gone haywire to save on operations and staffing.
"Brewton-Parker, like many other Christian-united schools, is private and we have to have new students coming in," college president Mike Simoneaux said. "We do homage that in order to stay competitive we had to find ways to lower our tuition and not our quality."
5 colleges slashing teachingIt's a trend seen among religiously-affiliated colleges across the nation, both big and small. Duquesne University, the largest All-embracing university in Pennsylvania with 5,858 undergraduates, is reducing tuition by 50% for students who enroll in its School of Learning in 2012. Seton Hall University, a 4-year private Catholic school in South Orange, N.J., is chopping education by 61% for applicants who meet certain academic qualifications. And Cabrini College, another Universal school in Pennsylvania, plans to cut tuition by 12.5% next year and cap it at that level through 2014.
Of the more than 1,600 uncharitable private nonprofit institutions for higher education in the United States (which have an average enrollment of 1,900 students), two-thirds have a denomination or religious affiliation, many of which are linked to Christian denominations. And while the economy is affecting most schools of this evaluate, faith-based institutions are in the toughest spot.
By keeping tuition as low as conceivable -- with some schools reducing the amount of financial aid they are doling out at the same time to make this attainable -- these schools are taking potential hits to profits as they try to enroll more students, said John Nelson, a managing steersman at Moody's, which rates the credit worthiness of universities.
The true cost of a belief-based education
One of the biggest issues facing these schools is their value proposition. Some entering students fear their job and/or earning prospects will be limited should they graduate from a religiously-attached school.
In order to appeal to a wider group of students, many of these institutions are removing the "Christian" or "Bible" from their names. Johnson Bible College, in Knoxville, Tenn., for exempli gratia, changed its name to "Johnson University" earlier this year to "take for a ride barriers that our students and graduates often face," the college's president Gary Weedman said in a assertion on the school's website.
Meanwhile, other schools are trying to make it easier for students to pursue take down-paying religiously-affiliated vocations post-graduation without being weighed down by student loans.
Davis College, an evangelical Christian school founded in 1900, said it recently reduced guidance for the current year by up to 22% for this reason.
"As a college of Bible and agency, our niche is preparing students for service vocations that are often in the lower pay range," said Chief Enrollment Fuzz Rick Cramer. "We were disturbed to find that some of our graduates were not going directly into the pulpit simply because they felt the need to pay off their loans first."
Cramer said the training cut has helped the school retain current students. Now he's hoping it will significantly boost enrollment -- and aide the school avoid the same fate as other Bible colleges that have been forced to close their doors.
"We for to attract more incoming students into that ministry development pipeline so that we can continue to effect the world for another 100 years," he said.
Recent tuition cuts have not only been predetermined to Christian schools. Beis Medrash Heichal Dovid, a Jewish rabbinical school in Far Rockaway, N.Y., slashed education by more than 20% for the current school year, while Rabbinical College of Telshe, in Wickliffe, Ohio, cut education about 7% for the previous school year, according to the most recent data the colleges reported to College House.
5 biggest state tuition hikes"These decisions are being driven by objective and the marketplace," said Tony Pals, spokesman for the National Combine of Independent Colleges and Universities. "Private institutions share a commitment, often based in trust or religious tradition, to providing opportunity to students regardless of their economic unnoticed. At the same time, the economic downturn has focused students and parents more than ever on affordability and revelatory value."
A shrinking customer base
But perhaps one of the most pressing issues is that there are fewer imminent students for these schools to recruit. Religious membership has been on the decline, especially among na people.
The percentage of American adults who identified as Christians fell from 86% in 1990 to 76% in 2008, according to the American Meticulous Identification Survey conducted by Trinity College.
About 26% of Americans ages 18 to 29 say they are unaffiliated with any kind, according to a generation gap survey conducted by Pew Research this year. That compares with decent 13% of Baby Boomers who said they were unaffiliated with a religion when they were ages 18 to 29.
"It cast-off to be you could run these colleges very, very simply with a little capital investment because you had enough students to attend purely because of creed," said Nelson. "But when they're suffering a decline in students because a faith is stagnating or declining, they have to do something drastic to attract students."
But these drastic moves move along disintegrate with risks. Lower tuition is unsustainable if it doesn't bring in more paying students, said Nelson.
This could development in many private religious colleges and universities going out of business or merging with larger schools, a look that has become increasingly common over the past couple of years, he said.
Bethany University, a Bible College in Scotts Valley, Calif., for eg, closed up shop this year after 92 years in business. Pillsbury Baptist Bible College, in Owatonna, Minn. closed in 2008 after being unreserved for 134 years, and Dana College, in Omaha, Neb., closed last year after 126 years. Magnolia Bible College, in Kosciusko, Schoolgirl., at just 33 years old, closed its doors in 2009.
"So many of these religiously-combined schools are too small for today's market," said Nelson. "There are a lot of tactics you can take to keep a college succeeding, but you can't do that forever -- eventually the college has to reach a sustainable level on its own." 
|
1628 pages |
Scholarships, fellowships, and loans 3733 • Georgia Student Capitalize Commission Attn: Scholarships and Grants Separation ... public or private high school in the state and at an qualified Georgia ... |
|
220 pages |
Atlanta Magazine If you've ever considered sending a youngster to private school, these are probably just ... Other popular programs catalogue Sallie Mae's Family Education Loan, ... |
|
|
Today's education The bill is in no reasonable unfriendly to private schools, ... Kansas — The Kansas Confirm Normal School at Emporia has a student loan fund of over $3000. ... |
Education
During a recent Facebook conversation about taxing strippers, the topic quickly switched our horrible education system. I looked up the numbers that the State of Georgia puts out, and found the following:
$14,455,443,139.50 (Number of tax dollars spent on K-12 Education in 2009)
440276 (number of students in Public Schools)
Total tax dollar per Student —– $32,832.6848
You see the State has a way of giving you a $3000-$4000 number that doesn’t include most of the taxes earmarked for education. To me this is a major issue that needs to be corrected immediately!
As a Libertarian I sit on the fence on which way to go, I hope some others can help me decide which side is greener. Option 1 is the 100% privatization of schools, no more tax dollars spent on education and all of the money in the Education fund returned to the tax payers immediately.
Option 2 I call the local option – The County (or City) decides how to tax the parents of children for their education, (I hate taxes, I would prefer it be called an Education Loan) Either way, the Money does not leave the County or city and the locality gets to design an education model they feel best for their children.
I know that the first thing everyone is going to say is – what about those who don’t pay taxes and don’t have a job to pay for private education.
For this I have no solid solution yet. I would suggest placing the parent in a work position for the school, whether it be grounds, in the kitchen or even as a paraprofessional, Some will come forward and claim that this is a form of slavery, where they would be 100% wrong. Their child’s education is not an entitlement in the USA, and it is their responsibility as a parent to step to the plate.
Just a few thoughts I thought I’d jot down to stir some discussion this AM.
First, full disclosure, I’m the Director of Policy and Legislative Services for the Georgia School Boards Association. I appreciate the thoughtful tone of your post. I hope you will consider other options.I’m not sure where you found the numbers, but the pupil count is way off. According to the revenue report on the Department of Education’s website, in FY 2009 there were 1,621,986 FTEs (full time equivalent students which is how we count students for funding instead of counting heads) and the revenue was close to the number you have — $14, 425, 324.47. The amount per FTE is $8,893.56. Here’s the website: http://app.doe.k12.ga.us/ows-bin/owa/fin_pack_revenue.entry_form
The lower number you often see is either the average local amount per FTE ($3892), the average state amount per FTE($4315), or the basic QBE amount of $2,695.51. The last amount is the amount the state formula provides for a student in grades 9-12 in regular education classes all day — no special ed, English Language Learners etc.
For a double check on the enrollment numbers, I checked the October 2009 count and it was 1,667,685 with 41,940 of them in PK. http://app.doe.k12.ga.us/wdoe-html/fte.html
That’s probably way more detail than anybody would ever want to know, but I wanted to give you the correct numbers and the websites so you can explore if you choose.
Tim, ideas such as yours is why so many people cant take the Libertarian Party seriously. You can’t throw the baby out with the bath water. While we do have some problems with our education system, over all it is still an excellent system. We have some of the finest universities in the country. Most of the students attending them are Georgia high school graduates. So, they must be doing something right. And while Jeffs numbers may be off a little, the budget does overwhelmingly go to teachers salaries. I think the citizens of Georgia ,for the most part are happy with our states school systems, otherwise the private schools would be overflowing. To think we could priviatize all our schools is niave and foolish. Libertarians should try to work with the Republicans and Democrats to try and solve our education problems, instead of trying to reinvent the wheel. Then people might actually take us seriously.Do you have any idea how many Libertarian school teachers we have in this state? Theres one in my household and I know many,many more.Im sorry your first attempt at journalismn was wasted on an issue you obviously know little about.
Endowments are an important component of institutional stability and sustainability. They are a way to help address future needs and to leverage fundraising now and in the future. The growth of endowments at all colleges and universities has come under increasing scrutiny as those institutions with meaningful endowments examine their investment policies, and those with small or developing endowments look at how to grow theirs.
It’s safe to write that these are times in which greatness comes to the fore, as development professionals manage to make a way out of no way. It seems that all around us the fund raising landscape looks extremely bleak.
If you work in higher education in this country, these are challenging times. Large, midsized, and small colleges and universities are struggling with the reality of shrinking lines of credit or perhaps no line of credit at all. This situation has the potential to cause a catastrophic system failure for numerous colleges and universities, which is an unimaginable scenario.
At the Historically Black University where I am employed, my weekly directors’ meetings have become dire, to say the least. It’s clear from all of the power centers within the university that this institution is experiencing the onset of a massive reduction in its operational budget, stemming from the extremely poor condition of the national economy. The briefing that I’ve received is sobering.
But the circumstances surrounding my institution are not isolated. This university is not the exception but rather the rule, as its leadership grapples with the very difficult decisions of scaling down programs, disciplines, and the very heart of any college or university—its faculty and staff.
The drastic funding concerns of higher education nationwide are simple and yet complex in their formulation. Historically, the primary resource formula is based on a college’s or university’s projected student recruitment. The more students successfully enrolled, the more tuition fees paid by Pell grants, along with scholarships, fellowships, and students loans to supplement financial aid packages. These are the power centers/funding streams of colleges and universities’ chief financial officers.
The present economic climate of institutions indicates that students from low-income households or those facing the loss of parental employment and federal grants no longer will no longer be able to cover the full cost of tuition. These students often must defer their dreams of pursing a college degree. In the past, a viable option for a family’s tuition shortfall was applying for a private-sector student loan which generally supplements an existing federal grant thereby resulting in a zero balance with a college or university for the academic year.
At public universities such as mine, we have seen our state economy drop. Therefore state tax revenue has dropped, meaning massive operational budget cuts along with the act of reverting existing allocated funds back to the state’s treasury.
The question then becomes, what are the options for small to midsized schools like those within the HBCU sector? As a professional development officer/fundraiser at an HBCU, I have—along with many of my colleagues at other HBCUs—seen the handwriting on the wall. But I have been for the most part unable to build up counter measures to address difficult times such as this unprecedented economic downturn. All but a very few colleges and universities, if called upon to do, so could fully cover their annual operating budgets by drawing on the school’s private reserves resources. The critical aspect to this sustainability function is that the larger a college or university endowment, the more options an institution’s leadership has to ward off periodic economic downturns.
The fundamental question for higher education leadership of small and midsized colleges and universities must be “what is the annual yield of primarily unrestricted funds coming from their respective institutions’ endowment portfolios?’ The pure income from a college- or university-invested endowment has become of the utmost importance to chief financial officers. The leadership at HBCUs will be called upon to aggressively manage these funds for maximum growth toward annual income yield.
The Challenges for Leadership Given the grim economic prognosis for the United States—perhaps for the next few years—nationally, higher education will be called upon to do more with less government-allocated and philanthropic resources. However, the reality is that colleges and universities with larger endowments portfolios will probably fare better than those that do not. The late Dr. Benjamin E. Mays, former president of Morehouse College in Atlanta, Georgia, said once in an affirming speech to “always think big.” This should be the rallying cry for 21st century HBCU sector leadership.
The Nobel Laureate and Yale economist James Tobin said in regard to higher education leadership and endowment management responsibility in 1974, “The trustees of endowed institutions are the guardians of the future against the claims of the present. It is their task to preserve equity among generations.”
The challenge in the early part of the 21st century is daunting for most institutions of higher education, but one could argue even more so for the HBCU sector and these institutions fund raising officers. However, if history does nothing else in this kind of situation, it can provide a road map from which a plan of action can be developed and implemented to achieve a new desired outcome. Case in point: Dr. Mary McLeod-Bethune, founder and president of the college which bears her worthy name, started that institution with $2.50. However when Dr. Bethune stepped down as president of the college, it had a $2 million endowment. As noted in her biography, Dr. Bethune herself cooked and sold fried-fish sandwiches to enhance the schools fund raising efforts. A word to the wise is sufficient: We are able.
John M. Berry XHTML: You can use these tags: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <pre> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>