Loan

If you default on a student loan and then pay it off later, can you still go back to school?

I had a student loan delinquency and it was later taken in full out of my tax return. It was about 4500 dollars. Since it WAS in default and they had to take it from my tax return, is there any chance that I will be proper for any type of grants?


As I construe it, you will have to refinance the defaulted one to continue accruing more student loans.

Any way I can avoid my taxes being offset because of my wife's student loan default?

She defaulted on her student loan and a tax counteraction is scheduled. Any way for me to keep my share of the tax return? I make the vast majority of our household income (she only made 11k at her part opportunity job and started a small business that


Above to be the bearer of bad news, but under CA law you became equally responsible for her debts once you married. including her pre-existing debts. Even filing split returns won't help you in CA or in ID or LA either.

Go ahead and attach


Alphabetize a Form 8379 (Injured Spouse Declaration)

California is a community property state. Everything is split 50-50.

Half of the refund will be seized and you should get the other half.

BREAKING: Home Raided By SWAT for Student Loans

RTR.org | A SWAT link up broke into a home at the request of the US Unit of Education to arrest and collect on a defaulted student loan ...

defaulted california student loan - Bookshelf


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Federal student loans

In that nice case, budget service staff analyzed the upshot of a decline in loan defaults for the California VFA, and its estimates illustrate the ...

Nolo's Guide to California Law
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Nolo's Guide to California Law

Defaulted Student Loans If you're in dereliction on your student loans (usually meaning that you haven't made any payments for 270 days or more) and snub the ...

Congressional Record Congressional Record

Fourth, inspect of few borrowers: The bill provides that schools whose student loan default rate exceeds 25% for three years will be improper to participate ...

A soverign Nation w/out a Sanctuary !

By 1860, the Cherokees had 4,600 slaves; the Choctaws, 2,344; the Creeks, 1,532; the Chickasaws, 975; and the Seminoles, 500. Some Indian slave owners were as harsh and cruel as any white slave master. Indians were often hired to catch runaway slaves; in fact, slave-catching was a lucrative way of life for some Indians, especially the Chickasaws .This Means African Americans are not Indians, nor as it is Today (no Claim) to be Native American . Question asked by a Sarcastic Interracial to me.(when does african american issues supercede everthin else in america ! ? Nice question I must say 1st !) • In 1693 within the area of the “United States,” which was in fact Mexican territory, an alliance between African runaways and rebellious indigenous tribes developed and resulted in considerable cooperation and intermarriages between them. It was much like that which developed between African people and the American Indian communities. Abstract: Thomas Lucas represents that his slave named Peter, “not liking the man your Petitioner placed him to work with, ran away.” He further states that Peter was later apprehended for “having robbed an Hen house” and was “precipitately tried & executed, more your Petitioner believes from a supposed necessity of striking terror into a Gang of Runaways who infested the said Town & neighbourhood than from any particular act of villainy in the said Slave.” Lucas “hopes that considering his misfortunes & low Estate … will induce your Honors to indemnify him for the Execution of the said Negro which otherwise will increase his losses & at his private Expence have been made a Sacrifice to publick Policy.” Abstract: Thomas Hopkins states that when he lived in Warren County, Tennessee, he owned a “Negroe Woman of dark complection aged about 45 years & of the value of about four hundred dollars named Molly” and a “mulatto girl named ayes of light complection aged about sixteen years of the value of about one thousand dollars.” Hopkins asserts that the women “were feloniously taken” by John Hammons and transported to Alabama where they were sold by one John McGowan to George W. Thompson, despite knowledge of his (Hopkins’s) claim to ownership. Fearing the slaves will be sold, Hopkins asks the court to order Thompson to offer security for them pending the outcome of his suit of recovery. • In 1836, during the battle of the Alamo, Mexican troops fought not only to keep the U.S. from annexing Texas, but also to abolish the dreaded practice of slavery carried out by pro-slavery white settlers. While the Mexican people did not have to join in this fight, they believed slavery was wrong, and they helped fight to stop it. Mexicans consistently took in and helped Black slaves who would run away from the U.S. Another “underground railroad”—this one south of the border—saved the lives and allowed the freedom of thousands of African people fleeing enslavement by European settlers. Abstract: Seventeen Halifax County residents complain that “it has become a common occurrence for runaway negroes to provide themselves with guns in this County, & to use them in providing themselves provisions, & by threats to intimidate and frighten the timid thereby rendering their apprehension extremely difficult.” They cite one example of a farmer who “lost by them seventy five hogs” where the runaways alleged “as the reason they stole from him in particular that he hunted for them; they sent him word, that if he would not hunt for them again — they would not kill any more of his hogs — but if he did, they should kill him.” Eager “to put a stop to such monstrous outrages of the well being and order of society,” the petitioners “would respectfully suggest to your honorable body the passage of a law upon the subject, based on the following principles, to wit — the negro to be hung, & the state pay the owner for him, & that no one to be held accountable for shooting him while in the woods.” They understand that “your honorable body, may perhaps think that the above principles of a law, would be too strong, we dare say they are.” They assert, however, “we think strong remedies ought to be used.” • During the period before the Civil War, Mexican authorities refused to return enslaved runaways to the U.S. slaveholders. Aided by Mexicans in Texas, thousands of runaways escaped to freedom in Mexico. The U.S. government had to send 20 percent of its whole army to the Mexican border to try to stop this and intimidate the Mexican people, but the people continued to aid escaping slaves. • In 1862, during the Civil War, at the same time French colonialists had invaded Mexico seeking to take over. However, at the battle of Puebla on May 5, the Mexican defenders, with the help of freed African slaves—this army was considered the complete underdog—defeated and turned back the French invasion. It was a great victory, now celebrated as Cinco de Mayo. This victory was also a blow to the slaveholders of the United States. • One historical event, organized through the solidarity of Mexican, Blacks, Indigenous and Asian people, was the “Plan de San Diego.” This was intended as a general uprising by these peoples joined in the Southwest, initiated in an effort to regain the lands stolen in the U.S.’s aggression in the 1840s, which include California, Texas, New Mexico, Arizona and other states of what is now the U.S. Southwest. The plan actually addressed and recognized the contributions of Blacks, Asians and Indigenous people by granting them freedom and autonomy. Although the plan was not successful, it revealed the long history of solidarity of peoples of color in struggle against those who would enslave them. Abstract: In 1814, Moses Ball of Lee County, Virginia, loaned Tidings Lane of Claiborne County, Tennessee, $1310, securing the loan by mortgaging six slaves. It was agreed that if the loan was not repaid within twelve months, Ball would acquire title to the slaves. More than twelve months have elapsed and Lane has defaulted on the loan and left for “some unknown Land.” Ball has become the owner of the slaves and claims that he has been under “great inconvenience & Considerable expense” because the law prevents him to bring his new property and “& their increase” into Virginia. He seeks permission to do so. • Rest easy my Chickasaw Cherokee,Seminole,and Choctaw brothers, keep the thirty pieces of silver, I am not trying to get into your Nation, as you claim your heritage of the ancient spirits, know that because of the blood that run through my veins, I too have that connection. Rest easy my Irish/English brothers for I too forgive your inhumanities, you must some day acknowledge your sins and who I truly am. My African brothers I hold you harmless even though you can’t or won’t claim me, as you too must be asking Whose Blood Is This. I have been told that my heritage held from the Kings and Queens of Africa, for which I have no proof. In 2009 Obama ! 1St Year (Not Good Choice For Blacks And Mexican relationship) Next Gave over 3 Billion Tax Dollars To Native Americans, Next stating ! Aint nuthin I can do for Black folks specifically , ) what do they want ! We want you to at this time realize U are Culturally Insensitive Your Cabinet Too ,Its A reflection Of You ! If we Have to to tell u ,) thats a Lie ! It Means u are Ignoring us ! Martin Luther King warned Us About your Kind ! We Are Not to Let U Defocus Us ! U Fail ,We Including Your wife Michell`s Ancestors were victims Of a Crime Againt Humanity And Reparation from The United Nations Are Due ! The Usa Is A Member And One of Perpetrators of The Heinous Crime ! Have U Not thought to ask YOur wife Mom what she Knew about Her Mom , Can the truth be told in your House !Your Jumpshot so A Foul , U have Been Benched ! How Dare u try that Shot,we WHO GREW UP AS DECENDATS OF SLAVERY WILL NOT ALLOW U TO MINIMIZE,MARGINALIZE,UNDERESTIMATE,NOR UNDERVALUE ,THE SIGIFICANCE OF OUR uNIQUE HISTORY ! hOW dARE yOU ! hERE iS a bIT OF hISTORY tHEY DID nOT TEACH oBVIOUSLY aT hARVARD …………………

From the Acting United States Attorney for the District of Columbia

(202) 514-6933

Http://www.usdoj.gov/usao/dc/Press_Releases/index.html

Williams College Professor and Policy Advisor Pleads Guilty to Multiple Fraud Schemes

WASHINGTON – Ernest Bernard Moore, an assistant professor at Williams College, visiting researcher at Yale Law School, and senior policy fellow for a Member of the U.S. House of Representatives, has pled guilty to one count each of Student Aid Fraud, Bank Fraud, and Social Security Representative Fraud, Acting U.S. Attorney Channing D. Phillips, Mary Mitchelson, Acting Inspector General for the U.S. Department of Education (“DOED”), Jeffrey W. Irvine, Special Agent in Charge (“SAC”) of the Washington Field Office of the U.S. Secret Service (“USSS”), Patrick O’Carroll, Inspector General for the Social Security Administration (“SSA”), Michael McGill, SAC, Philadelphia Field Division, Office of Investigations, Office of the Inspector General (“OIG”), and Phillip D. Morse, Chief of the U.S. Capitol Police, announced today.

Moore, 51, of Washington, D.C. and Williamstown, Massachusetts, entered his guilty plea earlier today in U.S. District Court before the Honorable Ricardo M. Urbina. Moore is scheduled to be sentenced on February 17, 2010, and could face up to 41 months in prison under the Federal Sentencing Guidelines as a result of the guilty plea. According to the factual proffer agreed to by Moore, in 1985, Moore enrolled at the University of Southern California under the name Ernest Bouvier-Moore, an alias. Using this false name and a Social Security number that was assigned to an associate of Moore, “KM,” Moore applied for and received approximately $8,000 in federal student loan funds from the U.S. Department of Education. However, Moore defaulted on those loans and, to date, Moore has never repaid any part of those funds as he was required to do by the terms of the promissory note for that loan.

In 1993, Moore created a new identity for himself by obtaining a California driver’s license and a new Social Security number in the name of “Bernard Glenn-Moore.” In 2002, Moore used this false name and Social Security number to apply successfully for admission to Claremont Graduate University (“CGU”) in California to pursue a Master’s degree in Public Policy. Also using this false name and Social Security number, Moore applied for and received federal student aid in four disbursements totaling $37,000 for the 2002-2003 and 2003-2004 school years. In addition, Moore used this alias to apply for and receive four private student loans from Chase Bank USA, N.A. and Citibank USA, N.A. (“Citibank”) totaling $79,777 in the same years. During the same time period, Moore also used the alias “Bernard Moore” and the same false Social Security number to open with the Stanford Federal Credit Union two Echecking Accounts and a Student Savings Account and to apply for and receive two loans totaling $7,000. In applying for admission to CGU, Moore falsely stated, among other things, that he had received a Bachelor of Science degree in 1970 from the University of Puget Sound under the name KM (when, in fact, Moore’s associate KM had earned that degree and Moore has never received any undergraduate degree) and that “Tracy Cannady” was a reference (when, infact, that was another alias of Moore’s). In his applications for federal student aid, Moore falsely stated, among other things, that he had children he supported and that he had not previously defaulted on any federal student loan. In August 2004, Moore graduated from CGU, under his alias, with a Master of Arts degree in Politics.

Thereafter, again using the false name Bernard Glenn-Moore and the Social Security number he had obtained in that name, Moore was accepted into a graduate program at Howard University to pursue a Ph.D. in Political Science, and he enrolled there in the Fall of 2004. Again using this false name and Social Security number, Moore applied for and received federal student aid in seven disbursements totaling $51,351 for the 2004-2005, 2005-2006, and 2006-2007 school years. As before, in his applications for federal student aid, Moore falsely stated, among other things, that he had an undergraduate degree, had children he supported, and had not previously defaulted on any federal student loan. Using the alias Bernard Moore and the associated Social Security number, Moore also applied for and received a student loan from Citibank in 2008 totaling $9,000. In May 2009, Moore graduated from Howard University, under his alias, with a Ph.D. in Political Science.

In 1994, Moore had created another new identity for himself by obtaining a California identification card and a new Social Security number in the name “Tracy Glenn Cannady.” In the summer of 2005, Moore used this false identity to apply successfully for enrollment at George Washington University (“GWU”) as a non-degree student. Using the same alias, Moore also applied for and received six private student loans from Bank of America and JP Morgan Chase Bank totaling $109,000 in 2006 and 2007. Moore completed no credit hours at GWU under any name.

Also in 2005, while attending Howard University, Moore began working for a Member of the U.S. House of Representatives, first as a congressional fellow and later as a legislative assistant and senior policy fellow. For purposes of his employment with Congress, Moore used his alias Bernard Glenn-Moore and the Social Security number he had obtained in that name. In September 2005, Moore used this false identity to open a checking account with the Wright Patman Congressional Federal Credit Union (“WPCFCU”). Also in September 2005, Moore used a different alias, Tracy Cannady, and the Social Security number he had obtained in that name to open another checking account with WPCFCU. Moore falsely stated on the application for Cannady’s account that Bernard Glenn-Moore was Cannady’s “spouse” and sponsor. Using the alias Tracy Cannady, Moore also applied for and received two loans related to Tracy Cannady’s account at WPCFCU in 2005 and 2006 totaling $4,600.

From 2003 to 2009, Moore opened more than ninety credit card accounts using the aliases Tracy Cannady or Bernard Moore and the Social Security numbers he had obtained in those names. Total purchases made were at least $502,992.97, and the outstanding balances total approximately $469,099.52. On October 23, 2001, WB, an associate of Moore’s, initially applied for Social Security Administration (“SSA”) Disability benefits at the SSA District Office in Inglewood, California. On the same date, Moore, using the name Bernard Glenn Moore and the associated Social Security number, requested to become the Representative Payee for WB and was selected as WB’s Representative Payee. Both WB and Moore were living in California at this time. In June 2002, WB moved from California to Virginia, and in approximately September 2002, WB began working again, although he needed a lot of time off in 2003 and 2004. A couple of months after WB returned to work, Moore informed WB that his benefits would terminate in December 2002 due to his working. Unbeknownst to WB, Moore failed to notify SSA promptly that WB had returned to work and that WB was no longer in Moore’s care and custody. In fact, Moore continued to receive benefits checks on WB’s behalf, but did not forward them to WB after December 2002. SSA determined that during the period January 2003 through September 2004, Moore received $13,257 in benefits on WB’s behalf, but WB received no benefit from these payments.

The total loss from the aforementioned frauds is at least $821,977.97. In announcing the guilty plea, Acting U.S. Attorney Phillips, DOED Acting Inspector General Mitchelson, USSS SAC Irvine, SSA SAC McGill, and U.S. Capitol Police Chief Morris praised the hard work of DOED OIG Special Agent Carrie Jackson, USSS Special Agents Eric A. Traceski and Kevin Rydalch, SSA OIG Special Agent Adrienne C. Messer, SSA District Office Claims Representative Judy Bura, and U.S. Capitol Police Special Agent Dennis Holland. Finally, they commended Assistant U.S. Attorney Laurel Loomis Rimon (formerly of DC, now of EDCA), who initiated the investigation, and Assistant U.S. Attorney Ellen Chubin Epstein, who is prosecuting this matter.

Bernard Moore: Hosts Black Caucus Reinvestment Taskforce

Assistant Professor Bernard Moore and Pierre-Alexandre Meloty-Kapella ‘10 (Williams College of 1957 Summer Research Program) hosted the Congressional Black Caucus Reinvestment Taskforce “Rethinking Federal Sentencing Policy 25th Anniversary of the Sentencing Reform Act” at the U.S. Capitol. Participants included Hon. Stephen Breyer, associate justice, Supreme Court; Eric Holder, Jr., attorney general, U.S. Department of Justice; Kate Stith, acting dean, Yale Law School, and Prof. Charles J. Ogletree, Jr., Harvard Law School.

The page that the search result points to is now empty.

We try not to do that memory hole stuff here on EphBlog. I’ve gone back through the archives and tried to categorize all previous posts relating to Moore, either directly via the post or in comments, under the “Ernest Bernard Moore” category:

http://www.ephblog.com/category/faculty/bernard-moore/

It must be said, he made some pretty incredible contributions to the campus in the last year or so. says:

Eph, I wouldn’t sweat it too much, memories of stories of these type may be long on Ephblog, but they are far shorter nationally. For example, is probably news to most students who graduated Williams in recent years that there was an even bigger legal scandal during my time at Williams, an outside group who were guest speakers in many classes and who recruited students on campus, who turned out to be a cult with a NYC indoctrination center (their name escapes me even, and I was there at the time). says:

I think he understood that to hobnob with the powerful in this country you need some serious coin and credentials. They may identify with the wretched refuse but they live high on the hog. Like has been noted…

“It must be said, he made some pretty incredible contributions to the campus in the last year or so.”

and he did get the Second Chance Act passed. The ends justify the means. I just want to know are they going to adjust everybody else’s gpa up that missed the gravy train. says:

cmon hwc, you know better than to make bad bait like that. he was filling a unique visiting professorship role*. had he been on a tenure track, there’d be a scandal to be seen. but that’s not the case.

*the type of visiting professorship reserved often for people who have not fulfilled the original academic qualifications but provide a unique and intimate knowledge of a subject. in this case, fraud and (more importantly) the legislative process of the US. says:

These types of “special” visiting professorships typically have candidates with more experience than a congressional staffer/PhD candidate and they are brought to campus to teach specific courses dealing with their area of expertise, not sections of Poli Sci 101.

This guy appears to have been hired to teach routine courses in the political science department. Williams is one of the top colleges in the United States. I know that they attract a top-shelf applicant pool and can do better than this. says:

@ hwc : hwc, the schuman fellowship has been used for a variety of scholars. Hiring a former congressional staffer who is also well advanced in his ph.d process is not unsurprising. Considering his location on his career trajectory i’m not surprised if he also taught the occasional basic course as that’s generally given to academics with less tenure in the academy.

it’s also not unusual to give a visiting professorship to a unique ph.d candidate who is ABD. Having him teach a section or two of 101 on top of otherwise unique offerings is not why he was hired, but using him like a department almost always uses a visiting assistant professor.

The W. Ford Schumann Visiting Professorship in Democratic Studies was endowed in 2000 by The Schumann Center for Media and Democracy (formerly The Florence and John Schumann Foundation), with a gift of $2.5 million.

The professorship is designed to bring distinguished visitors to campus from fields such as economics, environmental studies, political science, psychology, and sociology to examine the challenges that face modern democratic systems. Hill comes from the academic world, but the position is designed to bring visitors from political and non-governmental organizations to campus as well.

It is suprising to me, but I’m familiar with the people who have held a similar endowed visiting professor seat over the last 25 years at another liberal arts college.

For example, Dennis Haliday only had a Masters from Trinity University in Dublin, but had made international headlines when he resigned his 30 UN career.

I’m still trying to pin down some more of the Schuman Visiting Professors at Williams. says:

@ hwc : hwc, the w. ford schumann professorship is a unique one in that it’s goal was not to just necessarily get “big names” but people with unique experiences/viewpoints. I was there when the fund was first established (but not for a visiting professor specifically) and it was and has always been more interested in getting interesting people more than just a “big name”.

I believe the only two truly visiting professors have been rickey hill and bernard fraud moore.

in other words, it isn’t a traditional endowed visiting professorship.

hwc, the w. ford schumann professorship is a unique one in that it’s goal was not to just necessarily get “big names” but people with unique experiences/viewpoints. I was there when the fund was first established (but not for a visiting professor specifically) and it was and has always been more interested in getting interesting people more than just a “big name”.

I’m not comparing it to visiting prof’s seat to get “big names”, but to one specifically endowed to bring experts in a variety of social justice fields to a campus. The endowed seat attempts to fill a role as it moves around from department to department with (typically) one year appointments, bringing specific experitise to the students, often in non-academic fields. It appears to be a similar type of program, in that it focuses heavily on minority issues and so forth.

Here’s a partial list . I can’t find anyone on this list with “Bernie Moore’s” lack of qualifications or his lack of teaching credentials.

Some of these people are extraordinary teachers. For example, George Lakey is way too left-wing for me, off of my political charts. I heard him speak and he had several hundred people in tears. I would practically kill to take a course from him.

Forget the convicted felon part. Williams College can and should do so much better than a guy whose only accomplishment is serving as a staffer or a relatively obscure Congressman. I would really like to know who decided to hire this guy, again putting aside the convicted felon part. says:

wslack, just my opinion, as you do your investigation read up on fraud statutes. Something obtained fraudulently, once adjudicated, is fraudulent on its face. You seem to think he has a degree because he fooled them into giving him one, or because he completed the requirements and therefore the fraud is rendered moot. That is not how it works. He, as in the real he, does not have any degrees.