College Student Financial Aid - Collegiate Funding
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JILL PAINTER: Golfer Jose Giron benefits from life lessons at Tiger Woods ...
THOUSAND OAKS -- Jose Giron was one of the first kids to ride by shanks's through the doors at the Tiger Woods Learning Center in 2006.He never left.
Giron now is a 22-year-old student at Santa Ana College, yet he's never outgrown the TWLC. How could he when it feels like domestic to him? He has a key to the front door and is surrounded by people who look up to him, love him and believe in him.
He studies for his calculus and physics and chemistry classes for a internal engineering degree in offices and rooms all over the building, even when no one else is there. He's an employee without an official headline because he has held just about every job there.
Giron is in charge of academic support, which means he's giving back to kids just now like others did for him five years ago. He teaches the same science classes he took and tries to introduce by example. He lost 30 pounds to practice what he preaches in the healthy lifestyle put one's faith.
The TWLC continues to give Giron, the only person in his family to graduate from high inculcate, positive feedback. And it's not about his golf game. It's about life.
"The biggest change is believing in myself," he said of his five years at the dwelling-place Woods built. "Even though a lot of people told me I'm a good person, it took me a extensive time to realize that. I have what it takes to be a college graduate and accomplish anything in my life and be someone."
Woods, who is in township to host the Chevron World Challenge that begins Thursday, dreamed up the theory for the center with his late father, Earl.
It certainly has made an impact on many youths like Giron.
When Giron was 19, he bought his first car with prosperous he earned at the learning center. He had just enough money to buy liability insurance and made payments on a $2,000 loan. Giron employed the car to drive to Fullerton College, but the car was stolen and Giron had to take two buses to get to school.
Katherine Bihr, commandant of the Tiger Woods Learning Center, feared he might not continue his education. She called and asked him to common knowledge to the center one day, so he walked a mile to get there. He figured he was in trouble.
Bihr just wanted to give him a Christmas existent, a 1991 Honda Civic she bought from a friend. When she handed Giron the car keys, he stood in reticence.
"It wasn't going to last long," Bihr said of Giron's bus-hopping to secondary and the center. "I was fearful he would get discouraged and consider dropping out. The statistics aren't heartfelt great for kids to return after dropping out of college. It was a great moment. He didn't be aware what to make of it. I watched him get in the car and drive away, looking out the window. That was a game-changer for him. That makes viability possible for him."
Giron still is speechless.
"It meant the world to me. I don't know how to put it in words," Giron said, pausing for a while before continuing. "I don't ponder anyone in my family could ever do that. They don't have the resources. The ways she cares about me is extraordinary."
Giron, oozing with trust, transferred to Santa Ana College so he could play soccer, something he never did at Savannah High. He's a defender and doesn't with much, but he's happy to be part of the team.
Giron decided to start training for a half-marathon and completed the Big Beach Half-Marathon earlier this year. It was an ongoing conversation with shaft and other kids and he dropped 30 pounds. He also plans to run the Surf City USA Half-Marathon in Huntington Littoral in February.
He set a goal and accomplished it.
"Crossing that finish line was a big deal to me," Giron said. "It made it all advantage it, seeing the crowd cheer you on. It was exhilarating. I ran with a lot of zeal I didn't think I had in me."
He even raised funds as part of the marathon.
When Giron went to the erudition center for the first time as a 17-year-old, he was lured by free pizza. He was a charming, shy boy dressed in a chewy-looking exterior.
It took him awhile to open up to those around him, but he has become such good friends with his colleagues and bosses he has been invited to their homes for Thanksgiving.
Two years later, he can thrust to growth and improvement. One of the biggest areas is scheduling and prioritizing. He plays a collegiate hold up to ridicule, has a job at the TWLC and is a full-time student.
"My 19th birthday was a big milestone," Giron said. "It was the end of my first year of college and also a turning aspect in my life. I started becoming more independent from a lot of responsibilities with my mom. I started enjoying life more. I started traveling. I perceive more comfortable with myself."
His mom, Cecilia Valdez, has struggled working jobs and managing diabetes. He still tries to servants his family, which includes encouraging his two sisters -- who both have children -- to net their high school diplomas.
Giron should be the poster child for the TWLC with his enthusiasm and zest. He's in a lot of promotional videos and when kids meet him at the TWLC, they're surprised to learn he's not an actor. He's a physical person.
He went on the hard-hat tour of the facility in Anaheim with Woods. The normally shy boy was chatting away with Woods, who at the together was the world's No. 1 golfer.
"He said the learning center made him feel like Superman," Woods said in 2006. "That was awful."
He can't recall the last time he talked to Woods.
"The people at the learning center are the ones who've made a big reformation in my life," Giron said.
He went on a field trip to the Chevron In seventh heaven Challenge, where he earned the coveted role as standard bearer for Woods' troop in 2006. Another student will have the same opportunity Saturday as Giron will chaperone a group of the TWLC children to their first veteran golf tournament.
Kids who were just like him.
"This is what the learning center gave me, opportunities that I without doubt didn't seek before," Giron said. "They were there, just not as clear-cut. For other students to have the same possibility feels nice. It feels good inside to say we're an organization that empowers juveniles and gives them opportunity and gives them opportunities to be someone."
And that's why he keeps walking through those doors.
Hunt down Jill Painter on Twitter: @jillpainter .Bearish Harami - CBS, EDR, HYV, IBI, JW/A
CBS Corporation (NYSE: CBS) slid -2.38%, to shut up at $25.42 and its overall traded volume was 7.87M shares during the last session the ancestor had average daily volume of 8.78M shares. CBS opened at $26.12 and is trading within the string of $25.35-$26.15. The 52-week range of the stock is $16.97-$29.68. At current sell price, the market capitalization of the company stands at $16.64B and it has 654.41M leftover shares.
CBS Corporation (CBS Corp.) is a mass media company. CBS Corp. operates in segments, including Sport, Cable Networks, Publishing, Local Broadcasting and Outdoor. The Entertainment wedge consists of the CBS Television Network, CBS Television Studios, CBS Studios International, CBS TV Distribution, CBS Films and CBS Interactive. The Cable Networks segment consists of Showtime Networks, CBS College Sports Network and Smithsonian Network. The Publishing fraction consists of Simon & Schuster. The Local Broadcasting segment consists of CBS Telly Stations, the Company’s 29 owned broadcast television stations, and CBS Crystal set, through which the Company owns and operates 130 radio stations in 28 Joint States markets. The Outdoor segment displays advertising on media, including billboards, transportation shelters, buses, rail systems, mall kiosks, retail stores and amphitheatre signage through CBS Outdoor. In May 2010, it acquired EcoMedia, LLC. Education Realty Protection, Inc. (NYSE: EDR) percentage change dropped -2.15%, to close at $9.12 and its all-inclusive traded volume was 593,813.00 shares during the last session with the total traded abundance of 1.04M shares. EDR shares were trading within the range of $9.10-$9.39 while its opening cost out was $9.36. The 52-week range of the stock is $7.16-$9.74. At current sell price, the market capitalization of the company stands at $838.92M and it has 91.99M noted shares. Education Realty Trust, Inc. (the Trust) is a self-managed and self-advised physical estate investment trust (REIT) organized to develop, acquire, own and govern student housing communities located near university campuses. As of December 31, 2010, it owned 36 collegiate shield communities located in 20 states containing 23,704 beds in 7,332 apartment units located into the vicinity 19 universities. As of December 31, 2010, it provided third-party management services for 23 collegiate casing communities located in 10 states containing 11,985 beds in 3,828 apartment units at 19 universities. It also provides third-celebration development consulting services on collegiate housing development projects for universities and other third parties. The Hand over conducts its activities, through Education Realty Operating Partnership, LP, and its wholly owned subsidiaries, Allen & O’Hara Information Services, Inc. and Allen & O’Hara Development Company, LLC. In September 2011, it acquired University Village Towers. BlackRock Corporate Steep Yield Fund V In (NYSE: HYV) percentage change fell -0.59%, to close at $11.71 and its total traded volume was 143,666.00 shares during the last session against its average volume of 113,528.00. HYV opened at $11.82 and is trading within the file of $11.67-$11.82. The 52-week range of the stock is $10.10-$12.60. At current call price, the market capitalization of the company stands at $385.78M and it has 32.94M unforgettable shares. BlackRock Corporate High Yield Fund V, Inc. (Trust) is a diversified closed-end directorship investment company. The Trust’s investment objective is to provide shareholders with contemporary income by investing primarily in a diversified portfolio of fixed income securities that are rated in the earlier small rating categories of the rating services (BB or lower by S&P or Ba or lower by Impatient’s) or in unrated securities considered by the Trust’s investment adviser to be of comparable blue blood. The Trust also seeks to provide shareholders with capital appreciation. The Trust will establish at least 80% of its assets in domestic and foreign high yield debt instruments, including peak yield bonds (commonly referred to as junk bonds) and high the sponge corporate loans which are below investment grade quality. The Trust may invest when in such securities or synthetically through the use of derivatives. BlackRock Advisors, LLC is the Trust’s investment advisor. Interline Brands Inc (NYSE: IBI) knock -2.92%, to close at $15.32 and its overall traded volume was 142,447.00 shares during the last period with the total traded volume of 243,218.00 shares. IBI shares were trading within the class of $15.31-$15.94 while its opening price was $15.84. The stock has a 52-week register of $12.20-$23.32. IBI’s market capitalization is $498.74M and it has 32.55M outstanding shares. Interline Brands, Inc. is a distributor and through marketer of maintenance, repair and operations (MRO) products. The Company stocks nearly 100,000 MRO products in the categories, including janitorial and sanitation (JanSan); plumbing; heating, ventilation and air conditioning (HVAC); ironmongery, tools and fixtures; electrical and lighting; appliances and parts; security and protection, and other miscellaneous products. Its products are primarily used for the repair, maintenance, remodeling, refurbishment and construction of properties and non-industrial facilities. It markets and sells its products principally through 13 brands. On January 28, 2011, Interline New Jersey acquired Northern Colorado Ms, Inc. On October 29, 2010, Interline New Jersey acquired CleanSource, Inc. John Wiley & Sons Inc (NYSE: JW. A) knock -2.08%, to close at $47.10 and its overall traded volume was 116,608.00 shares during the last period against its average volume of 80,754.00. JW/A opened the day at $48.23, it made an intraday low of $47.10 and an intraday spaced out of $48.67. The 52-week range of the stock is $41.50-$53.04. At current vend price, the market capitalization of the company stands at $2.87B and it has 60.90M first-rate shares. John Wiley & Sons, Inc. is a global publisher of publish and electronic products, providing content and digital solutions to customers worldwide. 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Government-Only School Loans?
House lawmakers attached a measure to the student loan bill ending all federal government funding of the community organizing group Acorn – the Association of Community Organizations for Reform Now. The group has long been in the cross hairs of Republicans, but more recently has been accused of widespread fraud and other illegal activities.
the government loans? Oh good, let’s create another level of bureaucracy there to suck up that $87 billion savings, and probably suck up a lot more, if past experience is any indicator.Am I missing something here?
Yeah, I expected change, but not busting the speed of light, and not forcing private enterprise out of the picture all togehter.
Untitled
As the debate continues about the role of guarantors in a post-FFELP world, SLA Blog thought it would be interesting to go beyond the politics and find out more about college outreach activities. As an example of an organization focused on these activities, I turned to the Center for College Planning based in Concord, New Hampshire. Thanks to Tori Berube, college outreach manager and Richard Neilsen, college outreach counselor for taking the time to speak with SLA Blog last week.
Below is an edited transcript of our conversation:
Question : Can you please describe the services provided by the center?
Answer : The Center for College Planning has been providing services for over a decade and serve 30,000 New Hampshire residents through a variety of services including:
Face-to-face counseling on subjects such as FAFSA completion, funding options, prep. appointments for high school juniors and seniors and assistance to students interested in pursuing athletics at the collegiate level. Group workshops on a variety of subjects including the college interview process, which includes mock interviews with students. Webinars are useful in allowing us to reach students throughout the state. Here are a few currently listed on our website: It's Not FREE Money For College on Monday, September 14th from 6 to 7:30 p.m. EST Know the Score: Standardized Testing on Monday, September 21st from 5 to 6:00 p.m. EST--------
Question : What is the size of your team that accomplishes all of these activities?
Answer : We have four full-time counselors, seven part-time staff and one manager. Their relevant experience includes work in financial aid, guidance counselor, teacher and admissions.
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Question : When you think about how your staff spends their time, how much is spent on helping students choose a school versus strategies for paying for school?
Answer : I would estimate that it works out to about a 60/40 split. Most of what we see throughout the year is focused on the planning process, which might include helping students think about the factors that go in to selecting the right school. When it comes to the "paying for school" counseling, we like to provide as much one on one attention as possible. One example would be a student who comes in with three financial aid award letters and is looking for someone to help them assess their options. We may review what career the student is interested in to provide an estimate of the salary they can expect when the graduate. This helps the conversation regarding how much debt they can be comfortable with. They see us as an independent and objective resource to help them. Many of the conversations these days can be difficult ones given the challenging economy. We might have to recommend to a student that they need to consider a community college given how the numbers stack up.
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Question : How do you make people aware of the services offered by the Center? Answer : We have phenomenal relationships with high school guidance counselors given our track record (the center has been open for over a decade). Since we also offer guidance counselor training, they are very familiar with the services we provide. We travel the state from September through May visiting high schools and colleges which also increases our exposure. We also host many signature events annually, such as Destination College for high school juniors, Discover U for eighth graders and STAR Day for foster youth and youth-in-care. Finally, we benefit from strong “word of mouth" from clients who have had positive outcomes.
--------------------------- Question : With all the talk about financial literacy, what kind of activities does the Center provide in this area?
Answer : We have several partnerships to provide financial literacy on high school and college campuses, including:
Campaign for Financial Education is provided in partnership with Credit Counseling of New Hampshire New Hampshire JumpStart coalition CU for Reality is a successful program put on by credit unions to teach important budgeting skills to high school students through an experiential learning approach.----------------------
Question : What are the biggest “myths” you find you have to dispel during your financial aid counseling sessions?
Answer :
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Question : What are the most common issues that you are hearing today for parents and students?
Answer : There have been many calls recently about private loans with two key concerns. First, when parents are denied a Parent PLUS loan they call us to inquire about how they can get a private student loan, which they then learn they do not qualify for either. We are also seeing many students were approved for a private loan last year based on only their credit, and this year, these students are discovering they will need a creditworthy cosigner to be approved.
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Question : Tell me about a recent situation where you felt great about the outcome of your work with a client.
Answer : We had one situation where a student was living with a grandparent, who was not considered her legal guardian. Her top college choice was a private school where a combination of out-of-pocket costs and loans would have been over $50,000. I made her aware of an Affordable College Effort grant that would enable her to attend college in-state for four years with no debt. [SLA note: The Affordable College Effort Grant allows NH residents to incur no loan debt for standard tuition, fees, room, and board as a full-time student from NH during all four years of college.
collegiate funding student loan - News
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